nonpermanent resident alien: The Lenders, The Dreamers and Me - 05/13/19 07:33 AM
The Lenders, The Dreamers and Me
Immigration, as a topic, has been in the news a lot lately. Without weighing in politically, at least overtly, this is a matter close to my heart as it's not hard for me to forget that my grandparents fit the classic Ellis Island mold that shaped the lives of countless Italian-Americans.  A couple of years ago, I was honored to write a piece for our industry's M Report, and in it, I tried to imagine what it was like for my immigrant grandfather to obtain his first mortgage here in the United States.  Just conjuring his … (3 comments)

nonpermanent resident alien: Jumbo Mortgage with an H-4 Visa - 04/15/18 08:07 PM
Jumbo Mortgage with an H-4 Visa
"I pledge my head to clearer thinking,
my heart to greater loyalty,
my hands to larger service,
and my health to better living,
for my club, my community,
my country and my world."
Hold on a second!  That's the pledge for 4-H Club, Rob, and you're supposed to be discussing the H-4 visa here.  You've got it backwards.  Ah yes....sorry about that.
The H-4 visa.  This is a visa issued by the U.S. Citizenship and Immigration Services (USCIS) to immediate family members of H-1B visa holders.  These individuals are not US citizens or permanent resident aliens (green card holders) but "non-permanent resident aliens."  Make … (2 comments)

nonpermanent resident alien: Work Visa. Go Buy a Home With It. - 08/14/16 09:19 AM
Work Visa.  Go Buy a Home With It.
One of the many benefits of living and working in California’s San Francisco Bay Area (which includes the nine counties of San Francisco, Marin, Sonoma, Napa, Alameda, Contra Costa, San Mateo, Santa Clara and Solano) is that we have a very vibrant employment environment. Indeed, the cutting edge high-tech, biotech, finance and other industries here attract the world’s best and brightest. But what happens when these same employees, who may not yet be US citizens or even permanent resident aliens (“green card”
holders), seek to purchase a home? Can a non-permanent resident alien --- someone … (4 comments)

nonpermanent resident alien: Non-Permanent Resident Alien Mortgages - 02/09/13 11:10 PM

Rob Spinosa, Vice President of Mortgage Lending, Marin County (Guaranteed Rate, Marin County, CA) Rainmaker large

Rob Spinosa

Vice President of Mortgage Lending, Marin County

San Anselmo, CA

More about me…

Guaranteed Rate, Marin County, CA

Address: 324 Sir Francis Drake Blvd., San Anselmo, CA, 94960

Office: (415) 367-5959

Mobile: (415) 367-5959

Email Me

REX Homebuyer Participating Lender 80-10-10 Loans What Happens if My Appraisal Comes in Low? Can I Get a Cosigner on a Mortgage?




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