reset: My Commencement Speech to the Class of 2014 - 2017 - 04/30/14 08:10 AM
My Commencement Speech to the Class of 2014 - 2017
 
Good morning students, family, friends and faculty,   It is my honor to be here on this fine day, to see you off on your adventure into the mortgage future.  When you arrived at the Institution of Home Ownership in 2004 through 2007, recall how you marveled at the expanse of loan programs before you, and the ends you would achieve through them.     I remember vividly how at first you shuddered under the sheer volume of terminology and options --- interest-only, Alt-A, LIBOR, hybrid ARM, index, margin and caps. … (3 comments)

 
Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

Rob Spinosa

Mortgage Loan Originator, Marin County

Larkspur, CA

More about me…

US Bank

Address: 324 Sir Francis Drake Blvd., San Anselmo, CA, 94960

Office: (415) 367-5959

Mobile: (415) 367-5959

REX Homebuyer Participating Lender

80-10-10 Loans

What Happens if My Appraisal Comes in Low?

Can I Get a Cosigner on a Mortgage?



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