Real estate blog entries tagged with self employed by Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

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self employed: How to Rock Getting a Mortgage If You're Self-Employed!!! - 03/02/23 07:55 AM

How to Rock Getting a Mortgage If You're Self-Employed!!!

Seriously! Is there anybody who still thinks the self-employed have it easy? You know, like the song says, "they see you havin' fun just a-lyin' in the sun?" Those of us who are self-employed or work with the self-employed know otherwise, and you could argue that owners of businesses, large and small, spend as much or more of their time taking care of business than those getting a paycheck from someone else. None of this 'work from home in my pajamas' stuff for the majority --- that's for sure.

So why does the mortgage … (5 comments)

self employed: Bank Statement Jumbo Mortgage - 04/04/18 07:36 PM

Bank Statement Jumbo Mortgage

It is no secret that the self-employed have their share of challenges when it comes to getting a home loan. And why wouldn't they? On one hand, their tax professionals spend hours maximizing their deductions and helping them "write off" every allowable expense and on the other hand, their mortgage loan advisor tells them they have to show more income in order to qualify.

The difference of intentions is like two trains moving in opposite directions...

Yet, there may be a solution for some of these borrowers. On both the purchase and refinance side, we have a jumbo mortgage program that … (1 comments)

self employed: Weekend Availability + A Tip for Your Self-Employed Buyers - 10/07/11 09:18 AM

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self employed: Can I Get a Mortgage if I'm Self Employed? - 08/26/11 03:01 PM

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