Real estate blog entries tagged with va loan by Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

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va loan: Does Shopping for a Mortgage Hurt Your Credit? - 12/22/22 08:32 AM

Does Shopping for a Mortgage Hurt Your Credit?

Everybody who makes the leap into buying a home, especially first-time homebuyers, and even those who already own a home and are looking to improve their mortgage must eventually confront the pre-approval process. That means a mortgage application and a credit inquiry, also known as a hard credit pull.

Would it surprise you to know that this is a MAJOR stopping point for some? Even before they really even started. And the reason is because many have become conditioned to think that even a single credit inquiry will send their perfect FICO scores into a … (3 comments)

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