Real estate blog entries tagged with value by Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

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value: How to Get Rid of PMI on Your Mortgage - 01/03/23 05:20 PM

How to Get Rid of PMI on Your Mortgage

Want to drop your private mortgage insurance (PMI) payments like a pair of cheap sunglasses? Don't know where to start?

Look, when interest rates were moving lower and property values were moving higher, the headache of canceling PMI took a back seat. And why not? In that climate, homeowners typically just refinanced and both dropped PMI and got a lower rate.

But when interest rates move higher and home values flatten or even go lower, many owners strive to preserve their great mortgage rates and focus on getting rid of that extra monthly insurance payment … (2 comments)

value: What Can I Do to Make My Home Appraise Higher? - 05/24/17 06:06 AM

What Can I Do to Make My Home Appraise Higher?

Whether the purchase or refinance of a home, where mortgage financing is involved, you can be sure an appraisal be required in the vast majority of cases. With very few exceptions, homeowners or homebuyers seek to obtain the highest and most accurate appraised value of the property. So what steps can one take to assure that this value comes in? Here are a few tips from the experts:

Choose your lender very wisely. Why? Because since the implementation of the Home Valuation Code of Conduct (HVCC) in 2009, most of the mortgage industry … (36 comments)

value: CU Sooner Rather Than Later - 01/23/15 11:34 PM

CU Sooner Rather Than Later

By now, most of us real estate professionals have become accustomed to the fact that things rarely stay the same for long in the mortgage industry. Not a month passes, it seems, where guidelines do not shrink or expand at the whims of our regulators, and certainly not a day goes by where rates do not fluctuate with the broader economic markets. So it should strike us as no surprise that the appraisal world we know will again be shaken up on January 26, 2015, when Fannie Mae’s Collateral Underwriter (CU) is implemented. Here is … (4 comments)

value: I Can Turn $3000 into $16,000... - 03/29/13 12:26 AM

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value: Weekend Availability + Quality Appraisals Every Time - 11/11/11 05:57 AM

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value: UAD Made EZ - 11/01/11 07:35 AM

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