zero down: How a First Time Homebuyer Can Buy a Home with No Money Down - 09/12/23 06:01 PM
How a First Time Homebuyer Can Buy a Home with No Money Down
  
 
-Some don't need the ocean view.
-Some don't need the 4-car finished garage.
-Some don't need the extra bedroom/home office.
-Some don't need the picket fence or landscaped lawn.
 
-Some do need their first home and don't have a down payment.
-Some do need a lender credit to help with closing costs.
-Some do live, or will live, in eligible census tracts.
-Some do believe in the American Dream.
 
If you've been conditioned to think that only eligible veterans can finance a home without a down payment, or if you've been told that in order to purchase … (8 comments)

zero down: VA Jumbo Mortgages in California - 06/05/18 07:51 AM
VA Jumbo Mortgages in California
 
I marked this year's Memorial Day with a weekend full of kids' activities --- my son's t-ball season wrapped up and then there were about a half-dozen birthday parties that followed. Fairly typical, I am told, for parents these days. But quick on the heels of the three-day weekend, I realized the anniversary of D-Day was coming up and that just a couple of years ago I had the good fortune to visit the beaches of Normandy, France. The two occasions together got me thinking about our nation's veterans and how our industry helps them use one of … (0 comments)

zero down: VA Jumbo: The Mother of All Loans - 05/02/17 06:55 AM
VA Jumbo:  The Mother of All Loans
 
Say what you will about the current adminstriation's foreign policy (or any of its policies, for that matter), but the headline news about dropping some really big ordnance got me thinking about something else that can go really big in a veteran's favor --- VA jumbo mortgages.
 
At least here in Marin County, CA, just north of the Golden Gate, we don't see a lot of VA loan scenarios and it's a shame.  Because I'm licensed to originate mortgage loans throughout the state of California, I am aware that there are geographical pockets where Veteran's Adiminstration … (21 comments)

 
Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

Rob Spinosa

Mortgage Loan Originator, Marin County

Larkspur, CA

More about me…

US Bank

Address: 324 Sir Francis Drake Blvd., San Anselmo, CA, 94960

Office: (415) 367-5959

Mobile: (415) 367-5959

REX Homebuyer Participating Lender

80-10-10 Loans

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Can I Get a Cosigner on a Mortgage?



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