If you are a current homeowner that wants to purchase a new home, you're most likely asking yourself a question common to folks in your situation: Should I sell before I buy? The answer to that question depends on several factors. Your Personality Just the thought of having two mortgage payments—even for a short period of time—can cause massive anxiety for some people. Even if your lender has assured you of a simultaneous close on the two homes, uncertainty may linger. Then, there is … (6 comments)
Buying a home is an exciting time in one’s life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. We pride ourselves on repeat business and hope you’ll come to understand why.
As Your Agent, We Will:
· Qualify the buyer for Conventional, FHA, VA and other special financing to determine the maximum mortgage a lender will allow … (1 comments)
When buyers are on the hunt for a new home, they're usually very focused on one thing: the house. Buyers can lose objectivity if they fall in love with one, and the thought process becomes akin to one of those romantic photos with fuzzy edges—the only thing in focus is the house. What those fuzzy edges obscure, however, is just as important as what's in focus. So, be sure to identify the impractical features of a home you love—not only for your own comfort and enjoyment, but for the home's … (6 comments)
Professional Inspection (Information for Buyers) The Cummings Company strongly recommends that every Buyer have a professional inspection of the property they are buying.
For a list of Professional Inspectors, licensed with the State of Alabama Building Commission, go to their website: www.bc.state.al.us. Page down and click the last blue tab on the left of the home screen labeled
On the next page, click on Home Inspector’s Roster and type the name of your city in the box and click Search.
For a list of Professional Inspectors … (0 comments)
home buying: 3 Tips for Moving With Kids
- 10/12/14 04:03 AM
3 Tips for Moving With Kids Moving is complex. Moving with children is even more challenging. Some of their anxieties and fears over relocating may seem petty to adults, but they are nevertheless real. You could probably tell your children they are moving to Disneyland and, after the initial ecstasy wore off, they'd still feel torn. Let's take a look at some tips for making a smooth transition when moving with kids. 1. Talk to Your ChildThe circumstances that brought you to packing up your home and relocating have a lot to do with how your children feel about the situation. Divorce, death and … (26 comments)
It's considered something of a luxury, and there's little wonder why: Hot tubs aren't exactly cheap. Depending on the size and other details, it may cost well over $1,500 for the tub alone. (Some outdoor, in-ground models can run $20,000.) Then there's electricity and other needs, not to mention installation, delivery, preparing an area for it, and anything else you desire. But having a hot tub increases your home's value, right? Well, maybe not. It does have certain advantages, however.
How Does a Hot Tub Affect Your Home Value? There's no single … (2 comments)
home buying: 5 First-Time Homebuyer Mistakes to Avoid
- 10/03/14 06:21 AM
According to the dictionary, a mistake is an error resulting from deficient knowledge or carelessness. While we can't do anything about carelessness, when it comes to counseling first-time homebuyers, the real estate agent is a tremendous resource to help overcome knowledge deficiency. That homebuyers lack knowledge about the process only makes sense when you understand that shopping for a home may be a once-in-a-lifetime experience for some. Certainly, it's not something most Americans do frequently. The process is foreign and the pitfalls are hidden. This is why it's so important to find the right real estate agent to assist you … (1 comments)
If you're unfettered by a particular job in a particular locale, deciding where to live isn't as easy as it may seem. Often, a battle ensues between our heads and our hearts. And the real estate mantra of "location, location, location" does nothing to help us decide which location we might prefer – the city, suburbs or a rural setting. Whether you think that life on a farm is right for you or a penthouse view may be more to your liking, let's take a look at suburban, urban and rural environments to … (0 comments)
home buying: How to Avoid Buying a Money Pit!
- 09/27/14 07:30 AM
There's an old saying that a boat is nothing more than a hole in the water that you pour your money into. Boats are expensive – from the purchase to the ongoing maintenance – and boat owners throw a lot of money into that hole. If that's true, then it's easy to imagine a house being a hole in the ground, ready to swallow a fortune. Sadly, many of them are just that, but it doesn't have to be that way. If you're house hunting, it's easy to be swayed by design features and miss the red flags that signal … (2 comments)
home buying: What is a Contingency?
- 09/21/14 04:10 AM
Think of the word "contingency" as akin to "if." When a homebuyer signs a contract agreeing to the purchase of a home, she is saying, "I agree to purchase this home for this amount of money if …" The "if" is the contingency. Contingencies are those items that must come to pass before the sale finalizes. The list of possible contingencies is endless – you could tell a seller that you'll purchase his home if his dog turns into a pig, sprouts wings and flies away. You could do that, although you probably wouldn't get the house. Contingencies in a … (4 comments)
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Buy or Sell? What to do First?
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