Rodney Mason - Conv, FHA, VA, USDA, Renovation

Mortgage and Lending - Guaranteed Rate NMLS# 2611 - NMLS #151088



When you get in your car today, you might want to check the time on your clock.  Many cars mistakenly set time back one hour this morning.  Why is that some might wonder?  From 1987 through 2006, the beginning and ending dates for DST were the first Sunday in April and the last Sunday in October....
Foreclosures are cash only purchases?  Not hardly.  Distressed properties (or those just in need of updating) are exactly why FHA created the FHA 203K Renovation mortgage several years ago.  The FHA 203K Streamline allows for non-structural repairs up to $35K to be financed into the mortgage.  Th...
Agents, are you setting proper Pre-Qualification expectations with your buyers????  Sadly, many agents do not seem to be doing so.  Before you refer a buyer to a loan officer, please do everyone a favor and set the proper expectations at that time.  That is an excellent time to begin to start the...
USDA Program Basics   USDA Guideline FAQ - Appraisals (Also see Property Conditions)   USDA Guideline FAQ - Assets/Bank Accounts/GiftsSelf-Employed???? Acceptable Use of Business Funds for Closing   USDA Guideline FAQ - Credit USDA FAQ - Income/EmploymentBusiness Expense Deductions vs Qualifying ...
Several changes to FHA loans will take effect tomorrow, October 4, 2010.  The Upfront Mortgage Insurance Premium will be reduced by about 55% on many loans.  All FHA loans will see the monthly mortgage insurance premiums rise by around 60%.  More on this at: HUD Announces Changes to FHA Mortgage ...
Dolly Parton Makes Surprise Appearance at Atlanta Matinee of 9 to 5: The Musical The Tony Award nominated show, 9 to 5: The Musical, rolled into Atlanta this week.  At today's matinee performance, Dolly herself made a quick appearance.  She appeared onstage with the cast right after the final cur...

Rodney Mason

VP of Mortgage Lending - AL, FL, GA, SC, & TN
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