ARCHIVED BLOG POSTS
2011
The mortgage lending world has gone through many changes since 2007. In the lending side, we still constantly face changes in trying to educate others as to today's realities. While real estates agents and borrowers may not agree, all of Ellie's issues below are all very valid requests to comply...
10/30/2011
With today's tightened lending guidelines, it is critical for buyers and agents to understand what it needed to successfully obtain mortgage financing today. This post was inspired by Buyer frustrated over the mortgage process in Key West Florida. written by Elizabeth Birmingham. In it, she bri...
10/16/2011
Yesterday, Bank of America, the 3rd largest retail mortgage lender in the country, announced its decision to exit retail mortgage lending in six states. Citing low mortgage volume, Bank of America will exit retail mortgage lending in the six states of Alabama, Alaska, Montana, Nebraska, Wisconsi...
10/07/2011
Under USDA’s fiscal calendar, annual USDA funding for fiscal year 2011 expired as of September 30, 2011. Until such time as new funding is authorized, USDA offices will not be able to issue conditional commitments. Most lenders will continue to originate and process USDA loans. Actual closings ...
10/06/2011
VA has announced a delay in the reduction of its Funding Fee. Originally scheduled for October 1, 2011, the VA Funding Fee reduction now goes into effect on November 18, 2011. 10/1/2011Important Notice: LOANS CLOSED ON OR AFTER OCTOBER 1, 2011: Due to legislation affecting funding fees that has...
10/02/2011
Rainmaker
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Rodney Mason, VP of Mtg Lending
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