Roy Kelley

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ARCHIVED BLOG POSTS

2009 

MONTGOMERY VILLAGE, MD 20886 REAL ESTATE TREND INDICATOR   If you are planning to purchase or sell a home in Montgomery Village, you will want to know trends in the market. The following report is for February and the statistics are compared with the same month last year. During the month, there ...
03/15/2009
FREDERICK COUNTY, MD TRUSTEE SALES - COHN, GOLDBERG, DEUTSCH Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch. Trustee sales are open to the public and all qualified bidders. Buyers should care...
03/14/2009
MONTGOMERY COUNTY, MD TRUSTEE SALES - COHN, GOLDBERG, DEUTSCH Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch. Trustee sales are open to the public and all qualified bidders. Buyers should car...
03/14/2009
NEW FHA LIMITS ON CASH-OUT REFINANCING   The Federal Housing Administration issued a March 12, 2009 Mortgagee Letter that changes the underwriting requirements for refinancing residential mortgage loans with the very popular FHA insured financing. This move is in response to rising default rates ...
03/14/2009
WHAT HAPPENS WHEN THE MORTGAGE IS NOT MODIFIED? Home owners in default have been given some extra time due the foreclosure moratoria by Fannie Mae, Freddie Mac and several of the major mortgage lenders. Hopefully, they have taken advantage of that time to talk with their lenders to explore the op...
03/13/2009
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Stance! Your stance is how you choose to show up in the world.  The number one criterion by which people judge the quality of leaders is credibility.  Credibility is established by clearly communicating and consistently honoring your stance. You can become purposeful about your stance by gaining ...
03/12/2009
FREDERICK COUNTY, MARYLAND - LENDER OWNED FORECLOSURES    REO REPORT FROM ROY KELLEY & ASSOCIATES     (Rev. 3/12/2009  Contact us for further price reductions.)   REO properties are foreclosed homes that are now owned by lenders.  We represent purchaser clients as their exclusive  agents. The dis...
03/12/2009
SCAMMERS WELCOME FORECLOSURE PREVENTION PLAN Home owners are hiring firms to renegotiate their mortgage loans but they rarely come out ahead. Troubled burrowers just want to reduce their monthly payments but scammers are waiting to fleece them instead of helping. Many of the loan modification com...
03/11/2009
BUILDERS CAN'T COMPETE WITH FORECLOSURES This is the time of year when there should be much new construction activity in suburban subdivisions. This year, however,  the builders have strong competition from the lender owned foreclosures in the same areas as the new homes. Construction has slowed ...
03/11/2009
RISKING DEPOSIT LOSSES AT AUCTIONS Prospective home buyers in the Maryland, Virginia and the District of Columbia areas are considering the properties available in the REDC auction of REO properties to be held this weekend. www.ushomeauction.com What is the risk of losing a deposit?  How much can...
03/11/2009
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