roy thomas: 2 Avon Crescent, Halifax NS - $189,900 - 05/23/12 02:59 AM
Open Concept 4 Bedroom 2 Bath in Leiblin Park 2 Avon Crescent, Halifax, NS, B3R 2B3 Canada
MLS# 00336636
4 Bedroom, 2 Bath
 
This open concept four bedroom, two bath family home is located in popular Leiblin Park. The many renovations to main level include a new bath and hardwood floors on the main level. The corner lot features an above ground pool in backyard and two driveways.
 
 For More Information Go To: http://www.roythomas.ca
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roy thomas: 22 Fredrick Allen Drive, Lantz NS - $209,900 - 05/14/12 02:38 AM
APPEALING THREE BEDROOM HOME IN MAPLEWOOD22 Fredrick Allen Drive, Lantz NS, B2S 1X9
MLS # 45211174
3 Bedroom, 1 Bath
  You`ll love this three bedroom bungalow in the Maplewood neighborhood in Lantz. The spacious country kitchen has abundant counter space and an adjacent dining area. The living room, hallway and two of the bedrooms have softwood flooring. Attractive laminate is in the kitchen, dining room and one bedroom. The generous rec-room includes a wood stove. The home also features a workshop. Relax in the built in above ground swimming pool in the rear sun deck and enjoy the large private … (2 comments)

roy thomas: Well maintained bungalow in beautiful Fleming Heights. - 08/22/11 01:30 PM
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roy thomas: Make Sure your Halifax Home Insurance is Adequate - 04/01/11 11:50 AM
According to the calendar, spring is right around the corner. However, you wouldn't know it with the cold bite that is still in the air. Between the frigid temperatures and heavy snowfall we have experienced this winter, it's worth looking at your Halifax home to consider the effect this cold winter may have had on your home.
It's important to make sure that your homeowners insurance covers certain things to protect you and your home from the elements. For instance, are you covered for damage from burst water pipes? Are you responsible if someone slips on ice and gets injured while … (0 comments)

roy thomas: Help Your Halifax Home Appeal to all the Senses - 03/28/11 01:46 AM
In today's market, you have to get creative in marketing your Halifax home. More and more sellers are seeing the necessity of the power of "staging".
It may seem silly but you can stage your home in line with the five senses. We are a sensory species and it's true that our judgment and emotions are strongly influenced by what our senses tell us, so it's really a good idea to help your Halifax home appeal to all the senses.
To harness the full power of staging, here is how you can use our five senses to your advantage.
Sight: This … (0 comments)

roy thomas: Repair Your Credit Before Buying Your Halifax Home - Part 4 - 03/25/11 02:49 AM
As future Halifax homeowners, you are in the home stretch. You've learned about your Beacon score, what it is composed of and some programs to help raise that score. Now, you will learn some tips for improving your credit yourself by creating good credit habits. For anyone unfortunate enough to have not yet read my first three posts on this subject, Part 1, Part 2, and Part 3 are easily available to you!
The biggest tactic for improving your credit score is consolidating your debt. One option is to get a short-term second mortgage to pay off all your debt. Your outstanding credit … (2 comments)

roy thomas: Repair Your Credit Before Buying Your Halifax Home - Part 3 - 03/21/11 01:50 AM
In Part 2 of "Repair Your Credit Before Buying Your Halifax Home," we discussed how a Beacon score is determined and the most common credit mistakes that lower your score. But don't despair if your score is less than perfect, there are products available to improve that credit score so that you can get the best possible mortgage rate for your Halifax home.  
Equitable Trust is designed to help a broad range of borrowers with varying credit scores and situations. As long as they see proof that you are working to improve your credit score, they can offer favorable rates and loan-to-value … (2 comments)

roy thomas: Repair Your Credit Before Buying Your Halifax Home - Part 2 - 03/18/11 03:14 PM
Last time we determined that it is important to know your Beacon score before looking for a home mortgage for your new Halifax home. Brokers can help you increase your score by helping you make better financial decisions.
But first, you need to understand how the Beacon score is determined. It is comprised of the following percentages:
35% for late payments, bankruptcies, collections and judgments
30% for current debts
15% for the length of time your accounts have been opened and established
10% for types of credit including any bank loans and credit cards
10% for inquiries involving applications for new … (3 comments)

roy thomas: Improve Your Halifax Home's Air Quality - Part 2 - 03/11/11 12:09 AM
In  Part 1 of my post "Improve Your Halifax Home's Air Quality", you learned of potential dangers with the air quality and toxic levels in your Halifax home or an older home you are looking at buying. Learning of these dangers was the first step in alleviating any further problems. Now, let's discuss how to improve your air quality and minimize toxins in your home.
Improving Your Home's Air Quality
The most effective way to improve your home's indoor air quality is to find the source of pollution and eliminate it from your home or at least reduce the emissions. For example, gas … (2 comments)

roy thomas: Improve Your Halifax Home's Air Quality - Part 1 - 03/07/11 01:13 AM
If you own or are looking to buy an older Halifax house, there may be some air quality issues you need to research. In fact, even with a clean report from the home inspector, there may be air pollutants in any age home so be sure to check them out thoroughly.
"You can have different kinds of pollutants, but any home of any age can become contaminated," says Virginia Solares, a senior researcher with the Canada Mortgage and Housing Corporation (CMHC).
She says older homes may be more likely to have mold problems because of leaky basements, but new homes are … (0 comments)

roy thomas: Pre-Sale Renovations Don't Have to be Expensive - 03/04/11 08:18 AM
Often times we don't invest the money into a remodel until we look to sell our Halifax home. In an ideal real estate market, a remodel would add value, but in today's market, expensive pre-sale renovations, for the most part, aren't worth it. According to Remodeling magazine's 2010 Remodeling Cost vs. Value survey, remodels done in 2010 will only recoup 60% of their price when the house is sold.
If you do decide to remodel before selling your Halifax home, look to the two rooms that potential buyers look at most; the kitchen and bathroom. You don't have to invest a … (1 comments)

roy thomas: Deciding to Buy a Halifax Condo - 02/25/11 01:37 PM
If you are either downsizing or looking for a more affordable choice in housing, a Halifax condominium may be the choice for you. There are some things to take into consideration before deciding for or against condo living. It isn't for everyone, but it may just be for you.
Here are some pros and cons of condo living to consider before you make a move.
Pro Condo Living
Location & Affordability: If you have your eyes set on a specific neighborhood but can't afford a single family home there, look at a condominium in your desired neighborhood. It may be more … (0 comments)

roy thomas: Halifax is Helping Homeowners Go Green - 02/21/11 12:13 PM
If you have ever pondered the idea of turning your Halifax home greener by converting your hot water heater to solar, now may be the time to do it.
The Halifax Regional Municipality is making an effort to help bring cleaner, greener technologies to homeowners by way of the Community Solar Project.
The Community Solar Project is a proposed pilot program that has the goal of making solar technology more accessible to metro's residents. The real gem in this project is that, if it comes to realization, experts from City Hall will help homeowners deal with the logistical obstacles they may … (0 comments)

roy thomas: Energy Efficiency in Your Halifax Home - 02/18/11 01:16 PM
The weather outside your Halifax home might be frightful, but even more fearsome are the meters doing their fast-forward spin on winter energy costs.
When selling your Halifax home, it's a great selling point to have your home as energy efficient as possible. The average house consumes about $2,000 per year in energy costs. You can make some costly and not so costly improvements (some free in fact!) to make your home more cost efficient and desirable to those buyers looking for a more energy efficient home.
So let's start our tour on how to green your home from more expensive … (0 comments)

roy thomas: Give Your Halifax Fireplace a Hot New Look - 02/14/11 12:55 PM
When selling your Halifax home, you want all the great assets in your home to stand out. So naturally, you want to draw attention to your fireplace, especially with the cold weather outside. However, real wood-burning fireplaces can be messy and leave a smoky odor when potential buyers walk through your home. Fake logs can look, well, too fake.
Why not update your fireplace with a growing trend - to fill it with recycled, reflective glass. It's clean, easy to install and pretty to look at. Plus, a great added benefit for you is that the materials heat up quickly and … (0 comments)

roy thomas: Pay Off Your Halifax Mortgage Quicker with Some Money-Saving Tips - Part 2 - 02/11/11 12:42 PM
If you are looking to buy a Halifax home, you may already be looking ahead at the big picture; how to pay off your new mortgage as quickly as possible. Last week we explained how paying off your mortgage as quickly as possible will benefit you in the long run.
You can dramatically lower the interest that you will pay throughout the life of your mortgage simply by paying more on your principal in the first few years.
Here are some ways to make that happen without breaking the bank:
Round your monthly payments up to the next nearest dollar or … (0 comments)

roy thomas: Pay Off Your Halifax Mortgage Quicker with Some Money Saving Tips- Part 1 - 02/07/11 01:42 AM
If you are looking to buy a Halifax home, you may already be looking ahead at the big picture - how to pay off your new mortgage as quickly as possible. One way to shorten the life of your mortgage is to pay down extra principal in the early years of your loan. This will also dramatically lower the interest paid over the life of the mortgage as well.
The following are a few tips to make that happen:
Annually increase your mortgage payment to as much as you can afford. If it turns out to be too great a burden … (0 comments)

roy thomas: Understanding How the New Mortgage Regulation Changes Can Affect You - 02/04/11 03:10 AM
On January 17th, 2011, Finance Minister Jim Flaherty announced three mortgage regulation changes saying these regulations are meant to "encourage hard working Canadian families to save by investing in their homes and future." This means that effective March 18, 2011, it may become harder to buy a Halifax home or consolidate debt into your mortgage.
Just to recap, these three changes are:
A 30-year maximum amortization on insured mortgages over 80% LTV
An 85% LTV limit on insured refinances
Elimination of government insurance on secured lines of credit (aka., HELOCs)
If you are currently looking to buy a Halifax home, just … (1 comments)

roy thomas: A Pre-Inspection is a Wise Choice When Selling Your Halifax Home - 01/31/11 01:05 PM
Ready to sell your Halifax home? There are many things to do when preparing to put your home on the market. You need to decide which home repairs or upgrades are the most important; the ones that will give you a passing grade in your Halifax home inspection are the ones that should top the list.
A pre-inspection by yourself and a professional can be important in avoiding little issues becoming big problems. Another huge benefit is the opportunity to correct any defects before marketing your home. This will make your home more salable and increase the odds of a smooth … (0 comments)

roy thomas: 20 Elgin St., Halifax, Nova Scotia - $199,900 - 01/31/11 04:13 AM
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Roy Thomas (Sutton Group-Professional Realty)

Roy Thomas

Halifax, NS

More about me…

Sutton Group-Professional Realty

Address: 7071 Bayers Rd # 22096, Halifax, NS, B3L 4T7

Mobile: (902) 497-3031

News about selling your home faster and for more money from Halifax, Nova Scotia's top agent, Roy Thomas

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