buy house real estate agent regina p brown: Tips for Better Presentations with PowerPoint
- 06/28/09 02:09 PM
"The Art, Science, and Story of PowerPoint Presentation Design" was a sold-out standing-room-only presentation by top writer and business consultant Adele Sommers at a recent STC meeting. She demonstrated the "10 types of design and delivery dilemmas, related mistakes, and a set of corresponding remedies. They can easily apply to any presentations you create with slide software, such as Microsoft® PowerPoint®, Apple® Keynote, or the free Google® Presentations software." Below are Adele's TOP TIPS: Tip #1: Text - Display only one basic idea per slide. Place your talking points (your narration script) in your handouts and speaker notes. Tip #2: Graphics - … (7 comments)
buy house real estate agent regina p brown: Lenders: Are you in compliance with the RED FLAG anti-ID-theft Regulations?
- 06/04/09 05:27 PM
"May 1st was the deadline for U.S. financial institutions and creditors to comply with the "Red Flag" regulations adopted by the Federal Trade Commission - an extension from the previously announced November 2008 deadline. Every business that furnishes goods or services on a delayed-payment basis is required to develop and implement programs designed to detect, prevent and mitigate the effects of identity theft. Written by Charles H. Kennedy, Of Counsel, Morrison and Foerster LLP, this white paper clarifies requirements of the Red Flag regulations and offers guidance for how impacted businesses can prepare," says Iron Mountain. For more information, go to … (5 comments)
buy house real estate agent regina p brown: $8,000 First-Time Home Buyer Tax Rebate Applied to Purchase for Down Payment?
- 06/03/09 06:48 PM
I received this email from California Association of Realtors® Newsline today: "U.S. Dept. of Housing and Urban Development (HUD) Secretary Shaun Donovan recently announced that the Federal Housing Administration (FHA) will allow home buyers to apply the administration's new $8,000 first-time home buyer tax credit toward the purchase costs of a FHA-insured home. The American Recovery and Reinvestment Act of 2009 offers home buyers a tax credit of up to $8,000 for purchasing their first home. Families can only access this credit after filing their tax returns with the IRS. Home buyers using FHA-approved lenders can apply the tax credit to … (9 comments)
buy house real estate agent regina p brown: Our #1 Job is Capturing Leads (& the Story of Snoopy)
- 05/07/09 08:24 AM
Capturing leads is our #1 job. Our #2 job, equally important, is converting those leads into clients. This was the fundamental principle top instructor Doug Smith spoke about at his recent real estate sales training seminar. While we can hire a marketing company or an assistant to GET leads, it's our job to turn those leads into buyers or sellers. That was an eye-opener for me, as I had never really broken it down into 2 categories: Capturing & Converting. "The most successful real estate salespeople sell mostly TO and THROUGH people they already know," said Doug Smith. So that's why it's … (8 comments)
buy house real estate agent regina p brown: Paso Robles, Atascadero, Templeton, Santa Margarita, California - Houses Sold Jan 2009
- 03/02/09 04:47 PM
Compliments of Dena Cagliero from First American Title Company, this chart shows that there were only 57 closed sales in January 2009, which is down from a high of 85 closed sales in January 2005. These stats are for California Central Coast's "North County" which includes Paso Robles, Atascadero, Templeton, Santa Margarita, Shandon, Creston, and San Miguel, California.
This chart's a little difficult to read, if you want the full-size version, please contact me. THANKS!
buy house real estate agent regina p brown: First Time Home Buying STEP 9: YOUR NEW HOME
- 02/08/09 03:42 PM
STEP 9: YOUR NEW HOME • CONGRATULATIONS! You are now the proud owner of your own home. Hurray! You can breathe a sigh of relief. • Call the movers! And since you planned for an overlap of occupancy between your old home and new home, you can pack and move without stress. • Be sure to thank the professionals who made your new home possible. A successfully closed escrow takes effort from many parties involved. • Remember to refer your friends and family members to the key folks who did a good job of serving you. • Many new homeowners will … (25 comments)
buy house real estate agent regina p brown: First Time Home Buying STEP 8: CLOSING ESCROW
- 02/08/09 03:35 PM
STEP 8: CLOSING ESCROW • Make arrangements for services in your new neighborhood if you are moving to a new area: bank accounts, school for the children, etc. • Don't run out and buy new furniture! It's easy to get excited, but buying items as credit can ruin your mortgage loan approval. Remember, your lender is going to run your credit check again, right before closing, to ensure that your credit is still the same as when you were qualified. (And remember, you'll need to save your cash for closing costs.) • The escrow company will prepare an Estimated Settlement Statement or … (1 comments)
buy house real estate agent regina p brown: First Time Home Buying STEP 7: DURING ESCROW
- 02/08/09 03:20 PM
STEP 7: DURING ESCROW • If your offer is accepted, give the escrow company your earnest money deposit to open an escrow. They will assign a title officer to examine the chain of title to the property. The escrow period is usually about 30 days long, but it is sometimes delayed. • Your Realtor® will help you order a home inspection and other reports. Review the results of these with your Realtor®. The reports must be completed within the timeframe required by your Offer (so that if the results are ugly, and the seller refuses to fix the items or to compensate … (2 comments)
buy house real estate agent regina p brown: First Time Home Buying STEP 6: NEGOTIATIONS
- 02/08/09 03:16 PM
STEP 6: NEGOTIATIONS • Negotiations. The seller can accept, reject, or ignore your initial Offer. He can also make you a Counter Offer, which is usually a higher price than you offered or a change of terms. • After the Counter Offer, the buyer and seller may go back and forth with Counter Offers to arrive at a mutally acceptable final sale price and terms. Or, one of the parties will drop out of the negotiating process and move on to other buyers/sellers. • During this negotiating process, until the contract is finalized by all parties, the seller can and will … (0 comments)
buy house real estate agent regina p brown: First Time Home Buying STEP 5: ITEMS COVERED IN PURCHASE CONTRACT
- 02/08/09 03:11 PM
STEP 5: ITEMS COVERED IN PURCHASE CONTRACT This list VARIES widely by region and state. Depending on the county, transaction fees and closing costs are customarily split between buyers and sellers. Major items in the sales contract Sale price Property address and APN (tax #) Amount of initial deposit Terms of mortgage financing Closing date Which party will pay which closing costs Contigencies and conditions Transfer and recording of deed List of fixtures remaining in home Home warranty Repairs required of the seller, if any Real estate agent representation Escrow closing date Details of escrow transaction Major closing costs for buyers … (2 comments)
buy house real estate agent regina p brown: First Time Home Buyer STEP 4: MAKE YOUR OFFER
- 02/08/09 02:47 PM
STEP 4: MAKE YOUR OFFER • Return to the Realtor®'s office or stop at a coffee shop to write your offer. Or you can go back to your top property if there is no one at the home. But remember that a vacant house will have NO table, NO chairs, and maybe even NO electricity (which means no light after sunset). • Tell your agent what appliances or personal property you want to include in your offer, how soon you want to close escrow, and if you have a title/escrow company that you prefer to use. • Your Realtor® should call … (0 comments)
buy house real estate agent regina p brown: First Time Home Buyer STEP 3: FIND A HOUSE
- 02/08/09 02:44 PM
STEP 3: FIND A HOUSE • Set an appoint with your Realtor® to view houses. Drive by the fronts of the houses. Any houses or neighborhhods you don't like, cross off your list. You don't want to waste your time going to view a house with your Realtor®, and once you get there, decide you don't want to view the inside. That's why you should drive by first. • Select 5 to 7 houses to view and send this list to your Realtor® at least 1-2 days in advance (houses which are occupied must be scheduled at least 1 day … (0 comments)
buy house real estate agent regina p brown: First Time Home Buyer STEP 2: GET READY TO SHOP FOR HOUSES
- 02/08/09 02:39 PM
STEP 2: GET READY TO SHOP FOR HOUSES • Research neighborhoods. Drive around neighborhoods where you would live. Find out about their schools, services that are important to you, and other statistics. • Interview 3 lenders as recommended to you by friends, family, or co-workers. Select 1 to serve you. • Get pre-qualified. Complete the loan application form (1003) and turn it in to your lender, along with the credit check fee. The lender will show you what type of loan is best for you, what size loan you qualify for, and how much cash you will need for your downpayment. … (2 comments)
buy house real estate agent regina p brown: First Time Home Buyer STEP 1: PREPARE FOR HOME OWNERSHIP
- 02/08/09 02:31 PM
STEP 1: PREPARE FOR HOME OWNERSHIP Here's some easy things you can do to prepare yourself BEFORE searching for that perfect home: • Write down your financial goals, both short term and long term. For example: Buy a house within 1 year; Be debt-free within 10 years. Get the entire family involved in this process! If everyone is focused on the same goals, then it's easier to make sacrifices together. • Prepare a monthly family budget. Your housing payment should be no more than 1/3 of your gross monthly income. Your monthly debts (including car payments, child support, and credit card … (2 comments)
buy house real estate agent regina p brown: First Time Home Buyers: Follow these Easy Steps that lead to your New House!
- 02/08/09 02:27 PM
With the current buyer's market, home values are now more affordable than ever. You've been thinking about finally moving out of that apartment and buying your very first home. Every time you drive by the house on the corner, you get excited thinking that JUST MAYBE it's the house for you. You can see yourself driving into the garage... unloading your groceries in that nice big kitchen... grilling on your new BBQ in the back yard. You pick up your phone and call the real estate agent whose smiling photo is on the sign in the yard. You tell her you'd … (0 comments)
"The Art, Science, and Story of PowerPoint Presentation Design" was a sold-out standing-room-only presentation by top writer and business consultant Adele Sommers at a recent STC meeting. She demonstrated the "10 types of design and delivery dilemmas, related mistakes, and a set of corresponding remedies. They can easily apply to any presentations you create with slide software, such as Microsoft® PowerPoint®, Apple® Keynote, or the free Google® Presentations software."
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