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UPDATE - SEE CRITICAL 2013 UPDATE ON THIS LAW AT: http://activerain.com/blogsview/4199826/grand-canyon-loophole-for-tenants-landlords-in-foreclosure  In March I wrote about the problems tenants faced when the landlord was in foreclosure. See TENANT RIGHTS AND FORECLOSURE - A DISCUSSION OF SAFEGUA...
 Short Sale Loan Modification and Foreclosure Blog Articles A Periodic Listing of Articles by Lawyer Richard Zaretsky  ----------------------------------------------Be sure to contact your own attorney for your state laws, and always consult your own attorney on any legal decision you need to mak...
The Protecting Tenants at Foreclosure Act of 2009 clearly stated that any lease entered into AFTER the notice of foreclosure did not have the protection of the Act to allow the full lease term to run.  But the Dodd-Frank Wall Street Reform and Consumer Act opened up the Grand Canyon of income gen...
What happens when the lender and the borrower agree to delay the foreclosure trial or delay the foreclosure sale because of a pending modification (as required under the 2012 National Mortgage Settlement) or short sale?  In too many Florida courts – the judge says NO and the borrower loses the ho...
What was once the area of vague innuendo and assumption and presumption of DEFICIENCY WAIVER intentions and meaning behind Short Sale Approval Letters is finally – after 5 years of confusion – becoming clear and concise.  The question of course is – IS THE BANK WAIVING THE DEFICIENCY?  Bank of Am...
I bet you use text messaging, also called SMS and you send it to your children, your associates and clients.  I also bet you send them messages knowing they are driving a car.  Now some courts are ruling that if you know the recipient is driving and you send a text message, you can be liable for ...

Richard Zaretsky

Florida Real Estate Attorney
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