Robert's Blog

Mortgage and Lending - HomeBridge Financial Services (NJ) - NMLS 248937
Mortgages are available in all shapes and sizes, no money and low down payment plans are still available, and dont forget to get qualified prior to shopping to be sure you are looking in the right price range.



I just had a great experience at Captains Outfitters on Route 70 in Brick. I dropped off my boat in the heat of their busy season to figure out a pesky problem that surfaced last year. After Hours of test driving and diagnostics Rich and his team tracked down the issue and it ended up being a fa...
    I have still not seen any evidence that Congress has re-authorized the issuance of flood insurance policies after 5/31/10.   While it is certainly possible that they will reauthorize before the deadline, if you have any files closing in early June that require flood insurance, the closings ma...
  Last week was another solid week for mortgages bringing rates down yet again to levels we may never see again in our life times.  Fannies closed the week with a gain of 17/32nds which currently allows us to lend to highly qualified buyers at rates below 5% for a 30 year fixed rate with no point...
    Have a great week! Rob Robert Rauf Mortgage Banker NMLS ID# 248937   or my blog: (732)223-1630 x102 Since 1987 I have been helping my clients fulfill their dream of home ownership! Real Estate Mortgage Network Inc.        NJ Mortga...
  Last week was a mix of ups and downs with a rally at the end of the week that took us into positive territory by weeks end with just slight improvements over the previous week.  At this point we are at a low for the year and that probably will not last long since most of the drop in rates can b...
    Pass It On: Preserving your Family Treasures   TOMS RIVER - As spring cleaning is underway, Americans across the country will be left to contemplate how to preserve new found treasures.  CONTACT:Carol Anne Zsiga 732-349-6200 Where: Toms River Branch of the Oc...
  Did I mention in last Monday's Blog that I thought we would have a bumpy week last week?  I just did a quick Tally... I get updates on Fannies and Ginnies at least 3 times a day, I am scheduled to get the "open", "Mid day" and "Close" each day, if the market is bouncing a lot, I get multiple up...
    I have to admit that this one made me laugh at first.  What are the chances you will find someone reading at the Library??? what a crazy place to be reading. Toms River library celebrates "Get Caught Reading Month"   Toms River - The Toms River branch of the Ocean County Library will join lib...
  What's New Cupcake    Toms River, NJ: The Toms River branch of the Ocean County Library, , will host  Karen Tack and Alan Richardson, authors of "What's New Cupcake". When: May 13, 2010 7pm Where: Toms River Branch of the OCL, 101 Washington St. Contact: Scott Walker, 732-349-6200, ext. 5914   ...
 Is it just me?  I cant believe that it is May already.... Well April ended with a bit of a bang for the mortgage world, with enough insecurities in foreign markets along with some Wall Street Fun all served to fuel a bit of a flight to quality last week. By the end of the week we say Fannies tra...

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