homestyle: Home Remodeling Tip Of The Month - 11/06/18 08:36 AM
 
Did you know that Homebridge is the largest 203k (Renovation) Lender in the country?
We offer Rennovation Lending for Conventional, FHA AND VA loans. 
 
Our Renovation Concierge Service reviews over 150 work write ups each month and one of the main requested improvements we see from around the country is new heating and cooling systems. In a majority of these transactions, the new heating and/or cooling system can cost $10,000 +, but very few of these work write ups ever discuss the “Duct Work System”. Have you ever thought about the importance of the ductwork system in your home?
 
The organization named Energy Saver states: … (0 comments)

homestyle: Conventional Loans have become the "Go-to" for qualifying - 02/08/18 10:10 AM
 
 
While each of these bullet points are a topic unto themselves, I though it would be important to touch upon the positive changes we have seen over the past year that have made it easier to be approved for a mortgage. We have seen the reversal of some guidelines originally implemented during the financial crisis.    With property values  and loan performance at more stable levels, the “over the top” requirements as a result of the crisis are being re-evaluated. FannieMae is leading the way with Freddie closely following and GNMA lagging behind a bit:
 
Student Loan Debt:
¨ Income Based repayment is OK, even … (2 comments)

homestyle: Renovation Loans: Find the perfect location & create the perfect home. - 03/17/17 11:24 AM
 
 
In most of New Jersey and in many parts of the country there is an inventory shortage in the housing market.  This has caused problems for buyers and created a sellers’ market. Buyers want great houses in great locations. Even great houses in not-so-great locations are getting plenty of attention as the inventory drought continues with no apparent end in sight.
This goes against the three rules of Real Estate: Location Location Location.  Buyers want new and shiny, and are overlooking homes that may be in the perfect neighborhood because they are dated, tired or missing something on their wish list.
Fortunately … (3 comments)

 
Robert Rauf (CMG Home Loans)

Robert Rauf

Toms River, NJ

More about me…

CMG Home Loans

Address: 9 Grand Ave, Building 2 Suite A, Toms River, NJ , 08753

Office: 732-908-4868

Mobile: 732-740-0175

The mortgage market is ever changing, do not be afraid to ask what is new!


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