Robert's Blog

Mortgage and Lending - CMG Home Loans - NMLS 248937

Mortgages are available in all shapes and sizes, no money and low down payment plans are still available, and dont forget to get qualified prior to shopping to be sure you are looking in the right price range.

RECENT BLOG POSTS

Motivational Monday: Don't give Consent

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Robert Rauf Mortgage Loan Originator NMLS# 248937http://www.homebridge.com/RobertRauf or my blog: http://activerain.com/blogs/rrauf Office: (732)908-4868 Cell (732)740-0175 RRauf@HomeBridge.com www.RobertRauf.com Since 1987 I have been helping my clients fulfill their dream of home ownership...

08/05/2019

Business Booster: Make an Educated Decision on Buying Versus Renting

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Help Your Clients Make an Educated Decision on Buying Versus RentingMaking the decision to buy a home is one of the biggest choices your clients will ever face. Homeownership is an exciting experience that can come with a lot of benefits. As you're working with clients to weigh the pros and con...

08/01/2019

Wordless Wednesday: Big Brother?

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OK, maybe not so wordless because I think I may need to explain this one a bit. Has anyone else noticed how our phones know what we are doing more than we do ourselves? This morning My phone thought I was going to my office... and for a change my first stop was actually a closing (which is why...

07/31/2019

This Week's Economic Calendar 7/29/19

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Here is this weeks economic calendar. So far it has been a pretty flat week for mortgages, but there is a lot of data coming out this week that can swing rates. Tuesday's income, spending and confidence numbers always have a chance of moving the market, and at the end of the week we have the em...

07/30/2019

Motivational Monday: Only You....

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07/29/2019

Speechless Sunday: Tow

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07/28/2019

Flashback Friday: What did you pay for your first home?

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For me it was $97,500. I have been out of that house for 25 yrs, but even with 2 real estate meltdowns since that time that home has still more than doubled in value (actually it must be worth $250k now). Real Estate is still a GREAT long term investment.Robert Rauf Mortgage Loan Originator NM...

07/26/2019

HomeReady and Home Possible Changes

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Both Fannie Mae and Freddie Mac have made changes to their above mentioned programs. As of last week Fannie's HomeReady 3% down program has a maximum income of 80% of the area's Median income for ALL Census tracts. As of the End of this week Freddie's Home Possible will follow Fannie's lead as we...

07/25/2019

Thankful Thursday: Three Favorite Words

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What are you thankful for?This came in just in time for "Thankful Thursday"An email from my underwriter that said: "Your loan is cleared to close and has advanced to the Closing Dept." Robert Rauf Mortgage Loan Originator NMLS# 248937http://www.homebridge.com/RobertRauf or my blog: http://act...

07/25/2019

Wordless Wednesday: 3rd

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It was a brutally hot weekend on the East coast, but we managed to grab 3rd place in the J24 District 3 Championship.Robert Rauf Mortgage Loan Originator NMLS# 248937http://www.homebridge.com/RobertRauf or my blog: http://activerain.com/blogs/rrauf Office: (732)908-4868 Cell (732)740-0175 RRau...

07/24/2019