mortgage: Refinance Woodbury, MN - Is your interest rate 4.75% or higher? - 02/14/12 03:37 AM
If your interest rate is 4.75% or higher you are wasting money every day you let go by that you don't call me. Call for a no cost, no obligation mortgage check up. I'll need 5 minutes of your time over the phone to gather some information to show you how much money I can save you. Rates are at all time lows, so what are you waiting for? You can also apply online by clicking the below link. Have a great day and I look forward to the opportunity to help save you money!
http://www.theanswerisclear.com/MLO/rmagee/
Thanks,
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mortgage: Refinance New Richmond, WI - Is your interest rate 4.75% or higher? - 02/14/12 03:36 AM
If your interest rate is 4.75% or higher you are wasting money every day you let go by that you don't call me. Call for a no cost, no obligation mortgage check up. I'll need 5 minutes of your time over the phone to gather some information to show you how much money I can save you. Rates are at all time lows, so what are you waiting for? You can also apply online by clicking the below link. Have a great day and I look forward to the opportunity to help save you money!
http://www.theanswerisclear.com/MLO/rmagee/
Thanks,
(0 comments)

mortgage: Refinance Prescott WI - Is your interest rate 4.75% or higher? - 02/14/12 03:34 AM
If your interest rate is 4.75% or higher you are wasting money every day you let go by that you don't call me. Call for a no cost, no obligation mortgage check up. I'll need 5 minutes of your time over the phone to gather some information to show you how much money I can save you. Rates are at all time lows, so what are you waiting for? You can also apply online by clicking the below link. Have a great day and I look forward to the opportunity to help save you money!
http://www.theanswerisclear.com/MLO/rmagee/
Thanks,
(0 comments)

mortgage: Refinance River Falls WI - Is your interest rate 4.75% or higher? - 02/14/12 03:32 AM
If your interest rate is 4.75% or higher you are wasting money every day you let go by that you don't call me. Call for a no cost, no obligation mortgage check up. I'll need 5 minutes of your time over the phone to gather some information to show you how much money I can save you. Rates are at all time lows, so what are you waiting for? You can also apply online by clicking the below link. Have a great day and I look forward to the opportunity to help save you money!
http://www.theanswerisclear.com/MLO/rmagee/
Thanks,
(0 comments)

mortgage: Refinance Hudson WI - Is your interest rate 4.75% or higher? - 02/14/12 03:27 AM
If your interest rate is 4.75% or higher you are wasting money every day you let go by that you don't call me. Call for a no cost, no obligation mortgage check up. I'll need 5 minutes of your time over the phone to gather some information to show you how much money I can save you. Rates are at all time lows, so what are you waiting for? You can also apply online by clicking the below link. Have a great day and I look forward to the opportunity to help save you money!
http://www.theanswerisclear.com/MLO/rmagee/
Thanks,
(0 comments)

mortgage: Refinance Hudson WI - American's Increasingly Optimistic - 02/13/12 05:37 AM
According to Gallup, Americans’ economic confidence and sense of well being both rose in January. Gallup’s Life Evaluation Index, which asks Americans to rate their current and future lives on a scale from 0 to 10, climbed to its highest level in 11 months, increasing to 50.1 from 48.4 in December. The number of respondents classified as thriving as opposed to struggling or suffering increased to 53.4 percent from 51.9 percent the month before. Americans’ improving sense of well being is tied to gains in economic confidence. According to Gallup’s Economic Confidence Index, which has been rising since August of last … (0 comments)

mortgage: Housing Affordability Index Reaches Record High - 02/10/12 03:10 AM
The National Association of Realtors Housing Affordability Index reached a record high in 2011. The index, which began in 1970, measures the relationship between median home price, median family income, and average mortgage interest rate. The index defines 100 as the point where a median-income household has exactly enough income to qualify to purchase a median-priced home. In 2011, the index reached 184.5. Lawrence Yun, NAR’s chief economist, said the Midwest and South have the greatest concentration of areas where home buyers have the strongest purchasing power. According to Yun, the West Coast and Northeastern Seaboard have higher-priced homes which accounts for … (1 comments)

mortgage: Don't wait 60-90 days to have your refinance completed, have it closed with me in roughly 3 weeks! - 02/10/12 02:21 AM
B of A Can't Process All Refi Applications  
Bank of America Corp. is limiting the number of refinance applications it accepts over the phone, telling borrowers who do not have an existing relationship with the bank that they may have to wait 60 to 90 days before their loan application can be processed, a B of A spokesman said Wednesday.
Don't accept that, refinance with Clearwater as we're running roughly 3 weeks start to finish. Call me or apply online, link below.
http://www.theanswerisclear.com/MLO/rmagee/
Thanks,
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mortgage: What homeowner's need to know about the $25 billion dollar foreclosure settlement unveiled yesterday - 02/10/12 02:00 AM
Below is a link which details Q&As from homeowner's about the settlement. Good information to know if you have a loan serviced by Ally Financial Inc./GMAC Mortgage, Bank of America Corp., Citigroup Inc., J.P. Morgan Chase & Co. and Wells Fargo & Co.
http://online.wsj.com/article/SB10001424052970204642604577213032296123026.html?mod=wsj_share_tweet
http://www.theanswerisclear.com/MLO/rmagee/
Thanks,
 
(2 comments)

mortgage: Refinance Hudson, WI - Is help on the way for those that are underwater on their mortgage? - 02/09/12 08:41 AM
Several Federal and State agencies announced today a 25 billion dollar foreclosure settlement with many of the largest banking institutions in the U.S.. While many of the details could possibly take years to iron out, the attached article provides a brief synopsis of what is known currently: http://online.wsj.com/article/SB10001424052970204642604577213032296123026.html?mod=wsj_share_tweet
http://www.theanswerisclear.com/MLO/rmagee/
Thanks,
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mortgage: Buy a house in Hudson, WI - Foreclosures Down Nearly 25 Percent In 2011 - 02/09/12 05:20 AM
The number of foreclosures completed in 2011 fell 24 percent to 830,000 from 1.1 million in 2010. Data released by CoreLogic shows that, not only were foreclosures down year-over-year, but they also dropped 8.4 percent in December. Mark Fleming, CoreLogic’s chief economist, said the inventory of foreclosed properties has begun to shrink and the pace at which properties are entering foreclosure is slowing. At the end of 2011, 3.4 percent of all homes were in the foreclosure inventory. And though the rate at which foreclosures are completed has been slowed, in part, due to judicial and regulatory constraints, a declining number … (0 comments)

mortgage: Hudson, WI - First time homebuyer tips - 02/09/12 05:02 AM
Looking to buy your first home in 2012? Well, you picked a great time to do so as house prices are low and so are interest rates! Here are some tips for you before buying a house:
Credit score - your credit score plays a vitale role in getting a mortgage. Know what your score is, what's on your credit report, etc. Anything over 740 is excellent, over 680 good, but you'll need a least a 640 score or better to obtain financing. I can pull a credit report for you and help you with this. Know what you'll need to … (1 comments)

mortgage: Refinance Hudson, WI - Mortgage Demand Spikes as Rates Hit New Lows - 02/08/12 04:26 AM
According to the Mortgage Bankers Association’s Weekly Applications Survey, demand for mortgage loans surged last week. The Market Composite Index, which measures total loan application volume, was up 7.5 percent over the previous week due to a 9.4 percent spike in the Refinance Index. The Purchase Index gained 0.1 percent from the previous week. Refinance activity represented 80.5 percent of all loan applications largely because of another dip in average mortgage rates. The average contract interest rate on 30-year fixed-rate mortgages fell to 4.05 percent from 4.09 percent the previous week. The drop brought rates to their lowest level in the … (0 comments)

mortgage: Hudson, WI - Improving Markets Index Adds 29 Metros In February - 02/07/12 04:38 AM
The National Association of Home Builders/First American Improving Markets Index rose by 29 metropolitan areas in February bringing the total number of entries to 98. There are now 36 states represented by at least one metro market. The index identifies cities that have shown improvement in housing permits, employment, and prices for at least six consecutive months. Bob Nielsen, NAHB’s chairman, said the number of improving housing markets has risen for six consecutive months indicating that improving conditions are slowly but surely spreading from one housing market to the next. New entries to the list include Miami, Boston, Detroit, Kansas City, … (0 comments)

mortgage: Refinancing Homeowners Reduced Debt In Fourth Quarter - 02/06/12 08:01 AM
Freddie Mac recently released their fourth-quarter refinance analysis and it shows that 85 percent of homeowners who refinanced their mortgages during the fourth quarter of 2011 maintained or reduced their principal balance by paying-in additional money at the closing table. Frank Nothaft, Freddie Mac’s vice president and chief economist, said savvy homeowners are taking advantage of some of the lowest fixed-rates in more than 60 years to lock in interest savings. According to Nothaft, the typical borrower who refinanced during the fourth quarter reduced their interest rate by approximately 1.4 percentage points. During the fourth quarter, 37 percent of homeowners who … (0 comments)

 
Ryan Magee1, Mortgage Banker (Bridgeview Bank)

Ryan Magee1

Mortgage Banker

Hudson, WI

More about me…

Bridgeview Bank

Address: 900 Crestview Drive Suite 120, Hudson, WI, 54016

Office: (715) 821-1818

Mobile: (715) 821-1818

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