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Mortgage and Lending - PrimeLending - NMLS# 263379
RECENT BLOG POSTS
In today's financial climate first time homebuyer's are really stuck having to come up with a down payment to purchase a home or get a sizable gift from a relative that is loosing money in their own portfolio. I have had many requests for more information from the Kansas City Area Realtors that n...
01/19/2010
In today's financial climate first time homebuyer's are really stuck having to come up with a down payment to purchase a home or get a sizable gift from a relative that is loosing money in their own portfolio. I have had many requests for more information from the Kansas City Area Realtors that n...
12/13/2008
Reverse mortages have been around for a long time.  Many people think very negative about the use of a reverse mortgage and the negative effects on a senior's estate.  I think the only negative is the huge costs some approved brokers charge but the concept is great.  In today's market seniors are...
11/23/2008
I cannot tell you how many Realtors I have spoken to in the Kansas City Area that just cannot seem to get a buyer or potential buyer interesting in purchasing a home.  The main reason seems to be the money down and the uncertainty of money.  I spoke to one Realtor today that said she was sure tha...
11/18/2008
With the credit crisis continuing and no real end in sight we are seeing those people who are still stuck with homes running out of reserves.  As a mortgage banker we always have put a big emphasis on reserves, especially with Investment property purchases and purchasing another home without sell...
11/16/2008
I have a Real Estate Broker contacting me about end loan financing for her clients.  The clients have purchased a home with a hard money loan less than 60 days ago with zero money down.  She wants me to rate term the short term money into a long term loan.  Does anyone have any thoughts.  Seems l...
11/12/2008
Beyond popular believe there are still programs that allow no money down purchases.  I have three programs available.  The first 2 our government programs.  The RECD USDA loan and the Veterans Loan ( VA ).  I also have a conventional program with a down payment assistance second mortgage.  The qu...
11/12/2008
What is going on?  All we hear on the news is the financial markets are crashing.  The housing market is in dissarray.  Home Inventory is up to nine months.  Liquidity crisis is forcing banks out of business.Well individuals need to make sound decisions concerning their finances and so do busines...
10/22/2007
As a Certified Mortgage Planner I always try to help my clients understand how their home works as an investment.  In today's market Home Owners and First Time Home Buyers need to look at their home as a long term investment.  You can buy at reasonable prices and get locked into a reasonable rate...
10/04/2007
From the mortgage perspective the values of homes are not really dropping but instead they are adjusting.  If you look at a mortgage as an investment in Real Estate, you can compare the market.  Just as anything. Stocks, futures, and Real Estate, the price is driven by demand.Demand is down right...
10/03/2007
Rainer
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Ron Yarbrough

Ron Yarbrough
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