30 year fixed: Rural Development Home Loans
- 11/18/08 07:13 AM
I cannot tell you how many Realtors I have spoken to in the Kansas City Area that just cannot seem to get a buyer or potential buyer interesting in purchasing a home. The main reason seems to be the money down and the uncertainty of money. I spoke to one Realtor today that said she was sure that you could not get a mortgage without at least 20% down. Nothing could be further from the truth. I have 1 conventional loan program for 100% but 2 government programs for no money down and flexible credit guidelines. My favorite is the USDA (3 comments)
"Today, I see a mortgage loan, more than ever, not as a mortgage loan once was, but instead as a financial instrument that must be tied into your long and short term personal financial plan, allowing the consumer to create a debt strategy that helps in building long term wealth creation for the client and their family."