no money down: Great No Money Down Program still Available, here are some details. - 12/13/08 08:27 AM
In today's financial climate first time homebuyer's are really stuck having to come up with a down payment to purchase a home or get a sizable gift from a relative that is loosing money in their own portfolio.
I have had many requests for more information from the Kansas City Area Realtors that need this type of program to get starving potential homeowners into a mortgage.  This will help boost sales and provide a home loan that will benefit a person over the long term.  No adjustable rate, No PMI.
This post is for consumers/homebuyers, Real Estate Professionals and Mortgage Professionals … (0 comments)

no money down: Rural Development Home Loans - 11/18/08 07:13 AM
I cannot tell you how many Realtors I have spoken to in the Kansas City Area that just cannot seem to get a buyer or potential buyer interesting in purchasing a home.  The main reason seems to be the money down and the uncertainty of money.  I spoke to one Realtor today that said she was sure that you could not get a mortgage without at least 20% down.
Nothing could be further from the truth.  I have 1 conventional loan program for 100% but 2 government programs for no money down and flexible credit guidelines.  My favorite is the USDA … (3 comments)

no money down: 100% Purchase Money Options Still Exist - 11/12/08 12:34 AM
Beyond popular believe there are still programs that allow no money down purchases.  I have three programs available.  The first 2 our government programs.  The RECD USDA loan and the Veterans Loan ( VA ).  I also have a conventional program with a down payment assistance second mortgage.  The qualifications for the loan require 100% of the area median income and 680 credit score. 
For buyers that have done what they were told and took care of their credit they still have a great opportunity to purchase a home in the best buyers market I have seen in my 13 years … (1 comments)

 
Ron Yarbrough, Ron Yarbrough (PrimeLending)

Ron Yarbrough

Ron Yarbrough

Camdenton, MO

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"Today, I see a mortgage loan, more than ever, not as a mortgage loan once was, but instead as a financial instrument that must be tied into your long and short term personal financial plan, allowing the consumer to create a debt strategy that helps in building long term wealth creation for the client and their family."


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