Sabinske & Associates Elk River & Zimmerman Blog

Consumer groups are up in arms about the new rules proposed by the Consumer Financial Protection Agency.   The new rules, released Thursday, include an "ability-to-repay" provision that prohibits lenders from issuing mortgages to people who are unable to prove they can afford the loans. But, cons...

Homeowners should be cautious about using short sale negotiators who guarantee results and who charge fees in addition to commissions for the sale of the property.  I have seen this happen from time to time, and it makes both angry and sad for the homeowners who get taken.   If you live in Sherbu...

The City of Zimmerman puts the Monthly Food Distribution for Passing the Bread on its city website.  So, if you are considering volunteering or want to make a contribution, or if you need assistance, always check the website for the day of the month and times that it will be open. Passing the Bre...

SHIVER, ELK RIVER!  This is the third annual celebration of Shiver, Elk River.    There will be quite a number of local events set for Saturday, February 9, 2013.  Thanks to the Elk River Star News for the rundown of events.   •Get Ready to Jump: The central feature of Shiver Elk River is the Shi...

Having just read an article in the paper about this very topic, this post by Suesan Jenifer Therriault was very timely.  The best thing we can do to prevent an unfortunate and possibly fatal incident is to acclimate the pet to social settings.  But, never let anyone touch your pet without your pe...

I don’t understand why we need a Realtor Party.    I get the emails as do most, if not all, of you who pay the dues to the National Association of Realtors.    What I would like to know is why are they wasting those dues giving us back the information that we are asking them to lobby for?   Who m...

Now, I have had many a conversation with my insurance agent, but this has never come up. Leave it to Tammy to find another new wrinkle in homeownership.....and to sneak some photos of Donald and her fur babies in, too. Thank Tammy for another great informational piece. This afternoon I logged on ...

I have a dedicated BPO/REO agent in my office, too.  And she really gets put through her paces for such little money.  But, such is the life, I guess. Tammy Lankford really tells it like it is on so many levels, but this one was amazing....read on. I do a few BPOs every year.  A few years ago I d...

Given that the Republicans lost out on a majority in both the House and the Senate, and we have a Democrat, Mark Dayton, for governor, there won’t be much doubt that Republicans will have to work with the Dems to get anything that they want accomplished.   It should be an interesting session.  Ta...

This one was just too cute to pass up.  I think I have seen adults with this same face at a closing table though.  Thank Mike from Tucson for this little gem. "But We Signed! I Want to Move In Now!" There aren't usually many distractions at closing.  This one was an exception.  Grandma was the Bu...