Ray's Blog

Real Estate Agent - Keller Williams Realty - 6502364184
Real estate in Saginaw, Midland and Bay County Michigan! Listings, Short Sale Specialist, Market conditions, activity, schools, relocation, avoid foreclosure, Investing, etc...
The Obama administration may expand efforts to ease the housing crisis by banning all foreclosures on home loans unless they have been screened and rejected by the government’s Home Affordable Modification Program. The proposal, reviewed by lenders last week on a White House conference call, “pro...
3676 W Dustine, Saginaw Township - Make Offer 915 Flint St, Frankenmuth MI- Make Offer View these and more at www.MBShomes.com      
We received an approval of short sale on Sept 3, 2009. No mention of PMI. Now we are closing tomorrow and upon review by negotiator, suddenly PMI is noticed and sent the information. They come back requesting $25,000 promissary note payable at 0% int for 7 years at about 296 per month. We were to...
Help for Buyer of waterfront property that has lost frontage due to Damn water release... Situation: Buyer purchased lakefront property on land contract with 121' frontage. They have been making payments for 3 years. This spring water was release from a Damn to help protect "cricket Frogs" in the...
I have just spent 3 days in a real estate workshop learing how lease options can be a welcome option to good people who just can't get a mortgage right now due to excessive Lender guidlines. If you have to rent, why not get something back? For a modest option fee a Buyer/Tenant can control the pr...
Ray Spitler | Keller Williams Realty | (989)737-8042 5864 McGrandy, Bridgeport, MI Charming home situated on a large fenced country lot. 3BR/1BA Single Family House offered at $79,900 Year Built 1960 Sq Footage 1,368 Bedrooms 3 Bathrooms 1 full, 0 partial Floors 1 Parking 1 Covered spaces Lot Si...
Ray Spitler | Keller Williams Realty | (989)737-8042 8431 Goldfinch, Freeland, MI NEW PRICE and Quality upgrades throughout make this spacious home better than new! 4BR/2.5BA Single Family House offered at $225,000 Year Built 2003 Sq Footage 2,341 Bedrooms 4 Bathrooms 2 full, 1 partial Floors 2 ...

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