It's TAX time & as I was getting all our Tax Documents together for our annual meeting with our accountant, jamming to my 90's rock, I kept thinking of all that we will do with our REFUND ... hmmm ... a beach vacation where we can sip on pina coladas all day, or having a "pamper me" day or 2, or a weekend in Napa visiting all the fabulous wineries ... WHAT?! A girl can dream! But just as I was finishing, I was shocked at my new idea of what we really NEED to do with our refund. I hope you're sitting down for this (1 comments)