RECENT BLOG POSTS
Jumbo Financing is any financing that goes ABOVE what the "agencies" will buy or insure. This basically includes any loan larger than the FNMA and FHA loan limits. There are currently very few players in this market. These players include GMAC, Chase, BofA, Wells, Citi, and a few others with less...
08/28/2008
Traditionally, real estate homeownership provided unequaled tax benefits. Now, it seems these tax benefits are about to be lessened somewhat. A portion of the recently passed housing bill is raising some eyebrows and takes effect January 1. Prior to the bill's passage, homeowners could enjoy tax-...
08/27/2008
The local San Diego 'experts' who are trying to jump on every tidbit of positive real estate news as proof positive that our San Diego real estate market is finally turning, may just have to re-think their recent touting of slowing subprime delinquencies. Clayton Fixed Income Services, Inc releas...
08/27/2008
Moody’s Investor Services released a report showing that their Property Price Indices (CPPI) fell for the fourth straight month in June.The CPPI is down 3.3% from May, 9.6% below June 2007 and 1.8% below its peak in October 2007. *To read the full post, please visit the San Diego real estate blog...
08/27/2008
It seems that almost ever week I get a call or email asking for San Diego business referrals. So, below I have listed the hyper-links to a number of top San Diego Medical & Dental Resources that may prove helpful: San Diego cosmetic surgery doctors San Diego implant dentest Tijuana dentists San D...
08/22/2008
Fannie Mae and Freddie Mac … Fannie's stock is down 87 percent so far this year, while Freddie has lost 90 percent of its value! As of yesterday, the stock value of these two housing mortgage giants hit the lowest levels in nearly two decades. Fannie Mae and Freddie Mac are the largest source of ...
08/22/2008
DataQuick Information Systems just reported that across the six counties of Southern California it was the highest level of sales in almost a year. The median sales price in July was $260,000 in Riverside County and $230,000 in San Bernardino County. Both represent declines of about $10,000 to $1...
08/21/2008
Citigroup spent $1 billion advertising it's Live Richly campaign from 2001 to 2006 encouraging Americans to take out home equity loans. Marketing executives knew that "second mortgage" had an unappealing ring. So they seized the idea of "home equity," with its connotations of ownership and fairne...
08/21/2008
The real estate Web site Zillow.com has reported that in the 12 months that ended June 30, nearly 25% of all homes sold nationwide fetched less than sellers originally paid. Other interesting facts from this report showed: A. In Merced, Calif., 63% of homes sold during the past 12 months brought ...
08/19/2008
The real estate Web site Zillow.com has reported that in the 12 months that ended June 30, nearly 25% of all homes sold nationwide fetched less than sellers originally paid. Other interesting facts from this report showed: A. In Merced, Calif., 63% of homes sold during the past 12 months brought ...
08/19/2008
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