home ownership: Living Within Your Means & Achieving Home Ownership - Part IV - 12/06/09 09:22 AM
Let's get working on that credit report!  By now you know what you owe and that ultimately, and unfortunately, you have to pay it back. That part really sucks doesn't it?
This is probably going to be my longest blog so far, so be patient with me as I walk you through to the best of my ability how to help you pay off your debt and achieve the dream of Home Ownership!
You have debt.  You need to pay off your debt to be financially set to own a home. Simple as that. I have put together a "mock" chart … (0 comments)

home ownership: Living Within Your Means & Achieving Home Ownership - Part III - 12/03/09 06:39 AM
Hopefully by now you have pulled your credit report....AND....talked with a Lender.  But, if you are a procrastinator, my worst fault, you have not. Shame Shame Shame....
I received an email today from a Mortgage Lender I work with and I absolutely had to share this link with you. It will help you understand WHY it is so important to know what is going on in your report.
Here is the link:
Yahoo FICO Score Article
Please let me know if you have any questions, or if you need help reading your credit report!
Stay Positive!
Sandy
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home ownership: Living Within Your Means & Achieving Home Ownership - Part II - 11/30/09 06:19 AM
Ok, here is the first step. Are you ready? It's really tough...
PULL YOUR CREDIT REPORT!!!!!
How do you know where you stand if you have absolutely NO IDEAwhat's on your credit report? Unfortunately this is how you are measured in the "financial world". It doesn't matter that you are a nice person and always there for your friends and family. It doesn't matter that you would give the shirt off your back for a loan. And no matter what....the bank does not take "pinky promises" to pay back the loan (I already tried)!!
So what is a "credit report"? It is … (2 comments)

home ownership: Living Within Your Means & Achieving Home Ownership - Part I - 11/30/09 04:54 AM
We've all heard the phrase atleast once in our lives "living within your means". The phrase simply means, you spend more than you make.
Anyone that knows me, knows that I am very close with my family, and to this day, my extremely successful Father will still come up to me and say, "Daughter....you're not living within your means".  Funny isn't it?  But he's right.
It's not something you can change right away, but with the right mind-set and a lot (and I do mean A LOT) of hard work and persistence WE can get there.
Some things that I notice myself … (0 comments)

 
Sandra Bailey (United Country Real Estate So. Utah)

Sandra Bailey

Beaver, UT

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United Country Real Estate So. Utah

Address: 117 N. Main Street, Cedar City, UT, 84720

Office: (435) 867-8700

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