avoid foreclosure: Find out your options if you are behind on your mortgage - 12/17/14 12:13 AM
If you live in Ellis County Texas or Southern Dallas County Texas, we are here to help you.
If you are behind or at risk of falling behind, we can guide you through the steps to help you save your home or to exit your home if it cannot be saved.
The best possible outcome is for a homeowner in danger of default on their mortgage to act quickly. Most folks wait until they are headed for the court house steps to take action.  Sometimes they could have saved their homes, other times they could have at least minimized the damage … (1 comments)

avoid foreclosure: Avoid Foreclosure, Save your Home or Short Sale your Home??? - 01/08/12 06:57 AM
What should you do if you are behind, upside down or at risk of falling behind on your mortgage payments?
Our market is still very tricky, and daily I speak with homeowners who don't know that they have options when dealing with a difficult situation when it comes to their homes.
Most of you don't know that you may be able to save your home, sell your home without the stress and embarrassment of a foreclosure and some of you are right at the end of the process and cannot change the tide of things to come.  No matter what your … (0 comments)

avoid foreclosure: Mortgage Blues: Modifications, Short Sale or Foreclosure - 11/29/11 04:39 AM
I am still amazed at how many homeowners are unaware of the options available to them when things are not going well with their home mortgage.  Daily I receive calls from people who are frustrated and ready to give up.  You have options, but they must be explored to determine the very best route for your personal situation.
Most home owners are hoping to be approved for a modification.  When approved, which rarely occurs, you the homeowner agree to payback your missed payments over a specified amount of time.  Most times your lender will offer 6-24 months for the repayment.  The … (0 comments)

avoid foreclosure: Avoid Foreclosure in Red Oak Texas - 11/11/10 12:25 AM
Real estate is on everyones mind.  Sellers that are current on their mortgage are having to compete with foreclosures and sellers that are behind on their mortgage don't know what to do.  It's all very frustrating and can lead to indecision for home owners.
If you are in danger of losing your home through foreclosure, you are not alone.  Many homeowners are behind and have big decisions to make.  Arm yourself with information before moving forward.
I am a CDPE® and Realtor® armed with the information that you need to educate yourself before you do anything.  I am here to help … (2 comments)

avoid foreclosure: Short Sale Resource & Information Red Oak, Waxahachie, Midlothian, Ellis County Texas - 11/10/10 02:04 AM
Short sale is when your lender/mortgage company agrees to accept less money than you owe and allow the sale of your home.  Sometimes with a promissory note for a portion of the amount short to pay off the loan in full, sometimes with no note and sometimes they won't commit to anything.
Regardless of what your lender agrees to, selling as a short sale is much less damaging to your credit and potential financial obligations after the transaction is complete.
Foreclosure leaves you with a mark on your credit potentially forever and you will be waiting to see if your lender … (2 comments)

avoid foreclosure: Foreclosure vs. Short Sale - 11/09/10 07:24 AM
If you are confused in this turmoil homeowners are going through, you need to know you are not alone.  Many families are struggling with solving a problem with a mortgage that is behind and the real possibility of foreclosure.
Before you make any decisions, please call to get current accurate information.  Foreclosure hurts everyone.  It hurts you the homeowner financially, most severly damages your credit and in some cases can cause problems with your employment.  It hurts values in the community and costs the banks the most money.
Everyone looses when a home is foreclosed.  This is a very scary and … (1 comments)

 
Sandy Wickware, Realtor®, Broker Associate (Fathom Realty)

Sandy Wickware

Realtor®, Broker Associate

Red Oak, TX

More about me…

Fathom Realty

Address: Fathom Realty, 505 N I35 Service Rd Ste 300, Red Oak, Tx, 75154

Mobile: 469-363-8501



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