home buying: Qualities of a Top Real Estate Agent - 02/26/18 11:08 PM
Qualities of a Top Real Estate AgentHonestThis is a no-brainer, but you will need to know your agent is being honest with you at all times. This means sometimes telling you things you might want to hear. They should be upfront with you about what they are doing to sell your home and what to expect throughout the entire process.
Problem SolverYour agent should be someone who is quick on their feet. Someone who can handle a last-minute snafu with tact and grace. They will do whatever it takes to get the job done, tacking any problem head-on before it escalates into something … (1 comments)

home buying: What to Look for When Buying Your First Investment Property in Charleston - 02/26/18 11:04 PM
What To Look For When Buying Your First Investment Property in Charleston1. Repair/Renovation IssuesCertainly, the first thing you’ll want to consider is the condition of the property. A fixer-upper can often be a great bargain with a lot potential for ROI – if, that is, the needed repairs and renovations are fairly minor. If the property has major structural issues or requires mold or asbestos abatement, you may want to reconsider. You simply can’t invest more in the property than you can get back out of it.
2. NeighborhoodBeyond the property’s condition, the next important consideration in buying your first investment property … (0 comments)

home buying: Why You Should Get Pre Approved BEFORE Home Shopping In Charleston - 02/23/18 08:53 AM
What Does Pre-Approved Really Mean?Before we tell you why you need to get pre-approved, we want to make sure you know the difference between pre-qualified and pre-approved. Qualified means you went in and told someone how much you make and they said you would qualify. This isn’t what you need. You need to get pre-approved. This is when a lender takes a thorough look at your financial picture. You’ll need bank statements, tax information and pretty much all the paperwork you will need once you start the process of actually getting the mortgage once your offer has been made. It’s a good idea to … (2 comments)

home buying: How To Diversify Your Portfolio With Real Estate Investing In South Carolina - 02/20/18 12:37 PM
Rental PropertiesInvesting in rental properties is an excellent way diversify your real estate investment portfolio. It’s an easy way to get started, and it assures you of a monthly cash flow in collected rents. And that cash flow is highly important for beginning investors. If the monthly rents exceed mortgage payments and other expenses like taxes and insurance, you’re guaranteed at least a little profit and ROI.
Fix and Flip PropertiesAnother popular real estate investing strategy is buying, rehabbing, and then re-selling house. The risk here is greater, but so is the quick profit potential. The other drawback is that the longer … (0 comments)

home buying: Common Investment Property Mistakes Buyers Make in Charleston - 12/07/17 07:08 AM
4 Common Investment Property Mistakes Buyers Make in CharlestonUnderestimating Costs“If you buy it they will come,” seems to be the mentality of many first-time real estate investors. They think that just by getting the title on a property, renters will flood in and thus the money will flow. This isn’t the case.
In fact, there are many costs first-time investors don’t anticipate that end up costing them because they didn’t factor those into potential rents. These include maintenance, advertising, and repairs. Unlike your own home where you might leave a repair for a while, landlords must fix things in a timely fashion.
Additionally, tenants … (1 comments)

home buying: Buying a House in Charleston | How To Stay Organized - 12/07/17 07:02 AM
Get Your Priorities StraightBefore you start looking, take some time to prioritize your needs. Everyone in the family should write down the things they want. Together, narrow this list down to a few “absolute must-haves.” When you are shopping for your home, keep these things in mind, and don’t compromise on them. This will help you to stay focused and stop you from buying a home that isn’t right for you.
Make a ChartSome people use Excel, others are more analog and use something they can physically write on while viewing properties. The y-axis can have the property address, while the x-axis will … (0 comments)

home buying: First Time Buyers Mistakes - 11/29/17 01:36 PM
First Time Buyers MistakesSpending Too MuchBefore you start your house hunting, take a good look at what you make, the bills you currently have and determine exactly how much you can comfortably afford. Keep in mind, you will own more than just a mortgage payment each month. There are also taxes and insurance costs to factor in. Your utility bills might be higher if you’re moving into a larger house. There is no point in buying a home if you struggle each month to make ends meet. Even if you are approved for more than you expected… just because you can, doesn’t mean you … (0 comments)

home buying: Common Investment Property Mistakes Buyers Make - 11/22/17 06:48 AM
4 Common Investment Property Mistakes Buyers MakeUnderestimating Costs“If you buy it they will come,” seems to be the mentality of many first-time real estate investors. They think that just by getting the title on a property, renters will flood in and thus the money will flow. This isn’t the case.
In fact, there are many costs first-time investors don’t anticipate that end up costing them because they didn’t factor those into potential rents. These include maintenance, advertising, and repairs. Unlike your own home where you might leave a repair for a while, landlords must fix things in a timely fashion.
Additionally, tenants don’t always … (0 comments)

home buying: 3 Critical Questions To Ask A Motivated Seller On The First Call - 11/01/17 07:00 AM
What is your asking price, and how did you arrive at it?Asking about the asking price may seem painfully obvious, but it’s a good starting point and a lead-in to other important questions. Many times, the seller’s asking price is pretty inflated, but that really doesn’t matter because it’s just an asking price. The seller actually expects to get less.
More important than the actual price is how the seller arrived at that price. This can often give you some insight into the motivation for selling and the degree of motivation.
You can find out whether a realtor actually pulled comps for the … (1 comments)

home buying: Upgrades to Avoid: What Will Turn OFF Buyers in Charleston - 10/12/17 06:54 PM
Updating and beautifying your home is a sure-fire way to get more potential buyers in the door. However, many sellers make the mistake of making too many upgrades or upgrading things that do not increase the property value. Some people even make upgrades that end up turning OFF buyers! Before you take a sledgehammer to the bathroom wall or make a trip to Home Depot, consider making only necessary repairs and only the upgrades that will pay for themselves by substantially increasing your home’s value.
Don’t Add a Pool Unless YOU are Swimming In ItYou will not be able to add the … (0 comments)

home buying: TUESDAY HOMEBUYERS HOTLIST_Rent to Own Homes_We Sell Charleston County,_Berkeley County_Dorchester County_South Carolina Homes Fast - 01/11/11 05:46 AM


houses for sale,home buying,older homes,charleston,sc,south carolina real estate dorsgeter coubty,berkeley xounty sc … (0 comments)

home buying: SATURDAY 4:00 PM * HOT SHEET *SUMMERVILLE *RENT TO OWN HOMES * No Bank Qualifying * We Sell Charleston County SC, Berkeley County SC, Dorchester County South Carolina Houses Fast - 05/07/10 09:29 PM

 
houses for sale,home buying,older homes,charleston,sc,south carolina real estate dorsgeter coubty,berkeley xounty sc … (0 comments)

home buying: Advantages of Buying an Older House - 05/03/10 02:12 PM
In Charleston SC and our surrounding areas. older homes usually have seen many seasons and generations of families. Most of them were crafted with close attention to detail on various aspects of the home and they tend to be stronger and tougher. If you are looking to find a nice older home in an old established locality like the Charleston SC area, you may want to know the advantages that are in store for you on such a purchase.
Older homes also tend to have bigger lawns and yard space because of the abundance of space back in those olden days. … (0 comments)

home buying: Rent To Own In Summerville Brand New Construction - New SubDivision - 05/15/09 05:59 AM
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E. Steve Banis, Jr.,  https://www.SouthCarolinaHomesInc.com  (South Carolina Homes Inc.)

E. Steve Banis, Jr.

https://www.SouthCarolinaHomesInc.com

Charleston, SC

More about me…

South Carolina Homes Inc.

Address: USPO BOX 310, Sullivans Island , South Carolina, 29482

Mobile: 843 881 7171

Office: 843 881 7171



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