scott hickinbotham: How to be a Smart St. Clair Buyer or Seller - 05/02/12 11:55 AM
Do you want to be a smart St. Clair buyer or seller? I'm sure you do. No one wants to make dumb buyer or seller mistakes. Here are a few mistakes that sellers and buyers should try their best to avoid, thus also avoiding being a not-so-smart-and-savvy buyer or seller. Dumb Buyer Mistakes:
This is not a set-in-stone mistake, but more a lack of planning that could haunt you later--not buying now when prices and interest rates are so low. Don't shop without a firm financing commitment from your lender. Before you start your house hunting, go to your lender and get … (0 comments)

scott hickinbotham: Get a POD for Your Move to St. Clair - 04/25/12 01:31 PM
You've just closed on the sale of your home, but your new house in St. Clair isn't quite ready for you to move into yet. What to do? You might consider getting a POD or two!
A POD is a movable storage unit that will be brought to your front door by truck, where it will be unloaded onto your driveway or any nearby area where you and your friends and family can load it with all your household items -- furniture, boxes of "stuff", lawn equipment, bikes, etc. Friends and family don't care to participate? No problem, the POD company … (0 comments)

scott hickinbotham: Selling Your St. Clair Home for the Best Price in the Shortest Time - 04/18/12 01:35 PM
Want to sell your St. Clair home for the best price possible and in a timely manner? Of course you do, or you wouldn't have listed it in the first place.
Here are 10 great tips for today's home sellers:
1. Hire a Realtor® - Especially in today's market, you need someone who can help you set the best price for your home. You also need someone who will be able to bring in potential buyers, handle contracts, and market to a large audience. A Realtor® can do all these things for you.
2. Tell it Like it Is - Don't … (0 comments)

scott hickinbotham: Local Businesses Participate in Book Give-away at St. Clair Elementary - 04/11/12 11:22 AM
During the month of March 2012, several local businesses, including Hickinbotham Real Estate, participated in a book give-away at the St. Clair Elementary School. This is an annual program wherein students are given a book which they get to keep. This year's book was Eight Keys to a Better Me, by Dr. William J. Briggs, former President of Limestone College.  Dr. Briggs has spent over 30 years of his life in education and child development.The colorfully illustrated book is meant to enhance a childs personal development by helping them learn appropriate responses to situations they may find themselves in at any … (0 comments)

scott hickinbotham: What Are All These Closing Costs We Keep Hearing About? - 03/28/12 11:37 AM
When you finally find the St. Clair home of your dreams, make an offer and get an acceptance, it's just the beginning of paying for your new house. Closing costs are generally paid during the time of getting the mortgage for your home or on that final day when you sign all the paperwork to make the mortgage yours! Look for them to be from 3 to 6 percent of the home's price.1. Title Search and Insurance Fees: The title search is generally done by an escrow company, an attorney or a title company, and it ensures that the seller is … (3 comments)

scott hickinbotham: How to Get the Most Positive Staging Affect for Your St. Clair Home with the Least Money - 03/21/12 11:22 AM
Are you hoping to sell your St. Clair home in a hurry? Well, then you need to know a few staging tricks and how to get the most positive staging affect for your St. Clair home with the least money. Here are a few tips to get you started:1.  First, you'll want to take your own personality out of the home so prospective buyers can visualize how the house will look with their personal items in it. Take down some of the pictures of your relatives and the good times you've had in the past, remove trophies from the mantle, and … (0 comments)

scott hickinbotham: Entering the Rewarding World of Homeownership in St. Clair - 03/14/12 12:06 PM
Homeownership, also known as "the great American dream", probably got that name because it does have lots of great things that most people would love to have. Such as:Equity:  While homeownership in St. Clair does have certain big initial costs accompanying it–closing costs, the down payment, inspections, etc.–historically, homes do appreciate in value. Four to six percent a year has been the average in years past, and all while you're getting the use and enjoyment of the residence as your safe haven away from the rest of the world. Relationships:  You may not realize it, but owning your own home makes … (0 comments)

scott hickinbotham: An Age-Old Question: Should We Sell Our St. Clair House? - 02/22/12 05:39 AM
It's true; the real estate market isn't at its peak right now. But you may still be asking yourself, should we sell our St. Clair house? I've put together a few ideas that may give you a better idea of the answer to that age-old question.1. Call your local agent. We have all the statistics for your area including how long homes in your neighborhood are staying on the market before they sell and how much your house is worth in today's market. 2. Find out the value of your St. Clair home. By comparing your home value with the selling … (0 comments)

scott hickinbotham: Escrow: What is it and How Does it Work for Your St. Clair home? - 02/01/12 02:44 AM
An escrow account is a pre-funded account to pay off bills on your St. Clair home, such as homeowners insurance and property taxes, that will come due later in the life of your mortgage. When you obtain a mortgage to buy your new home, you will probably be required by your lender to open an escrow account. This means that a neutral third-party will take care of the money put into the escrow account and eventually use it to pay off certain pre-determined debts.As already mentioned, the escrow account will often be used to pay for homeowners' insurance and/or property taxes. … (0 comments)

scott hickinbotham: Considering Buying a Tankless Water Heater for Your St. Clair Home? - 01/25/12 02:10 PM
If your old water heater is about ready to die of old age or hard usage, it may be time to consider getting a tankless water heater to replace it in your St. Clair home. What is a Tankless Water Heater?A tankless water heater, also sometimes called an "instantaneous water heater" or "demand water heater", heats water only on demand. It does not store heated water like the older units do, thus avoiding multiple reheats of the same water so that hot water is ready when you are.How Does a Tankless Water Heater Work?When the homeowner turns on the hot water … (3 comments)

scott hickinbotham: Tips to Consider When Buying a St. Clair Foreclosure - 01/18/12 08:38 AM
Right now there are a lot of foreclosed homes on the market. If you're thinking of buying one in the St. Clair area, here are a few tips you might want to consider to make sure it's not going to be a "money pit" in the future.
Get a Home Inspection
This is great advice even if the home you're planning to purchase isn't a foreclosure. However, if it is a foreclosure, a home inspection by a licensed inspector is an absolute must to evaluate whether this is indeed a good buy for you or will be a continual drain of … (2 comments)

scott hickinbotham: St. Clair Area Chamber of Commerce Hires New Executive Director - 01/11/12 09:32 AM
 

After being without an Executive Director since the November 2011 resignation of Bob Swank, the St. Clair Area Chamber of Commerce has hired 37-year-old Angela Crawford, who took over her duties as the new Executive Director on January 4. The new Director is from Cuba, MO and has much needed experience in economic development and small business operations.Crawford says of her new appointment, "My vision moving forward, once I have a solid feel for the community, is to partner with the existing business and professional network in St. Clair and the surrounding communities to help create an environment for … (0 comments)

scott hickinbotham: Should You Remodel the St. Clair Home You're Selling? - 01/04/12 01:23 AM
 

What is the value of a remodel, update or upgrade to a home that you're planning to sell? In today's real estate market, it's often hard to recoup the money you spend on a remodel. Here are a few things to consider if you're selling your St. Clair home and think maybe some changes will make the sale faster or at a more attractive price.
Changing How a Space is UsedIf you're thinking of converting a small bedroom to a grand master bath, be aware that buyers may look at it as losing a bedroom rather than gaining a … (0 comments)

scott hickinbotham: For Sale by Owner May Not be a Money Saver When Selling Your Franklin County Home - 12/28/11 02:43 PM
We see a lot of "For Sale by Owner" (FSBO) signs out there these days. There are several reasons for this, the main one probably being the idea of saving the commission that a Realtor® will earn by selling your Franklin county home.
Keep your eyes on these FSBO signs and you'll soon come to realize, however, that as many as 80 percent of them will eventually opt to hire a real estate agent to sell the home for them. That kind of poor success rate may make you wonder what goes wrong.
Here are some of the pitfalls … (0 comments)

scott hickinbotham: Speaking of Christmas Lights - Should You Go Solar? - 12/22/11 04:46 AM
When Santa was just a little guy, most St. Clair homes that put up Christmas lights used the incandescent type. The lights were very pretty, of course, but they put off a lot of heat which can cause a fire, plus they used quite a bit of electricity.
Santa's now a bit older and lighting has grown up too. Nowadays, with the introduction of LED (Light Emitting Diode) Christmas lighting, energy consumption is down about 70% from what the old incandescent used, and the lights themselves are cooler and last about 10 times longer. You can even connect up to 87 … (4 comments)

scott hickinbotham: Can I Improve My Credit Score Before I Shop for that St. Clair Dream House? - 12/07/11 09:38 AM
 
 
A little while back, we discussed here about how you can obtain a credit report to see why your credit is what it is before you go shopping for your St. Clair dream house. Another number you will need to know is your credit score.
To find out what your credit score is go to CreditKarma, where you can obtain a free credit score at any time. This way you'll be able to monitor your score to see if it's going down (Bad News) or up (Good News). A score of 720 or above is considered "good" but anything … (2 comments)

scott hickinbotham: Help Make Sure Your Credit is Secure by Obtaining a Free Credit Report - 11/25/11 01:24 PM
 
Do you ever wonder what your credit is like? If you're thinking about going house hunting in the St.Clair area, this might be a good time to find out what your credit report has to say. State and Federal laws entitle you to receive this disclosure copy of your credit file.
First, let's learn exactly what a credit report is. As a consumer, your credit file is maintained by different consumer reporting companies. By obtaining a credit file disclosure, or credit report, you will be able to see what information is being disclosed to certain parties, such as a … (2 comments)

scott hickinbotham: NAR Members Gather to Build Habitat for Humanity Homes - 11/15/11 03:31 PM
Members of the National Realtors Association (NAR) from around the US, who were in California recently for their convention, also spent a day at the Anaheim Convention Center in Anaheim, California, framing new homes during the Habitat for Humanity of Orange County Volunteer Build Day. As an NAR member and a carpenter, I was thrilled to be able to join in this great event!
The vision of Habitat for Humanity is a world where everyone has a decent, safe and affordable place to live. Towards this end, they build or repair simple houses for low-income families around the world in need … (2 comments)

scott hickinbotham: St. Jordan Creek Winery Now Open in Beaufort - 11/09/11 09:22 AM
In the heart of Missouri wine country, another winery has opened its doors. From now until December 31st (except for Christmas Day), the St. Jordan Creek Winery at 2829 U.S. Hwy. 50 in Beaufort will be open from noon to 6 p.m. on Fridays, Saturdays and Sundays.
From 2 to 5 p.m. on Saturday, December 3rd, come and enjoy free tasting and food pairings as the winery holds its Winter Wine Party. Their newest wine, "Snowy Knight", will be released at this gathering.
Along with another new release, "Vineyard Ambrosia", "Snowy Knight" is made from the sweet vignoles grape and is … (0 comments)

scott hickinbotham: Should We Buy a St. Clair Home Now? Some Food for Thought! - 11/02/11 02:23 PM

You're probably hearing how bad the real estate market is right now. It seems to be a big topic on all the news channels. Have you also been thinking that now might be a good time to purchase a home in the St. Clair area, but you just aren't sure?
Here are six tips to give you some food for thought in deciding whether to buy a house in the current housing market.
1. As I mentioned, the housing market is not at its best but rather somewhat stagnant at this point in time. However, the price of renting a … (0 comments)

 
Scott Hickinbotham (Hickinbotham Real Estate, Inc.)

Scott Hickinbotham

Saint Clair, MO

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Hickinbotham Real Estate, Inc.

Address: 862 South Outer Road West, St. Clair, MO, 63077

Office: (636) 629-3419

Mobile: (636) 399-2296

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