Scott Skinner's (scottskinner) Blog

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Mortgage and Lending - Liberty One Lending

ARCHIVED BLOG POSTS

2008 

Ok, ok, .... Maybe good news is pushing it a little. And I don't at all want to sound happy or overjoyed as home values, and people's net worth slightly deteriorate.. However, after everyone catches their breath from this news and looks a little deeper past this fright filled front page headline ...
08/30/2008
The selection of a running mate is among the most consequential, most defining decisions a presidential nominee can make. John McCain's pick of Alaska Gov. Sarah Palin says a lot about his decison-making - and some of it is downright breathtaking. Whatever you think of the Sara Palin as his Vice ...
08/30/2008
According to more than one source, including, Kerry Fehr-Snyder of the Arizona Republic, more than 50 people camped out recently to buy one of 100 home in a new community called Mountain Bridge in Mesa. Yes, you read the article correctly. 50+ people! Camped out!Waited in line! 5 days! prior to S...
08/29/2008
language of the Short Sale addendum that agents and buyers and seller should be aware. Foremost, sellers are advised that they explore all options available prior to a short sale; Primarily due to the fact that lenders are not apt to accept a short sale unless the seller is truly in financial har...
08/29/2008
my home buying crystal ball is on the fritz. However, they have a very affordable 30-year fixed rate that they can comfortably afford and do not have plans to sell for many years to come. A historical outlook will suggest that their plans to live in this home for 5-7 years and possibly longer wil...
08/29/2008
The recent RL Brown Report has been issued.  RL Brown makes some interesting predictions relative to how homebuilders will do business in the future. "With the shifts in credit criteria, the probability of higher mortgage rates in the near and mid-terms, the loss of paper equity in the present st...
08/28/2008
Before you take on new debt.   Check your credit report. Fix anything that is incorrect. If you are going to take on new debt, transfer debt at better rates, or re-finance your debt you want the best rate possible. Most importantly, Before you take on new debt.  Just be careful "A loan may help g...
08/27/2008
The numbers of renters are growing. However, it is still difficult to convince renters they need insurance. In fact, statistics show that many people buy after a theft or damage. Renters insurance typically costs less than $200 a year for around $30,000 in coverage and generally includes items st...
08/27/2008
Fannie, Freddie shares rise for 3rd straight day which is great news for the mortgage and lending business. These 2 lending giants insure or hold more than half of all US loans and mortgages. Washington-based Fannie Mae completed a $2 billion sale of short-term debt on Wednesday, two days after M...
08/27/2008
Drinking coffee, this morning, which I am know to do, in large quantities, and (in exactly this order) waking up which arduously follows, I sit each morning, and flip between the multitude of news channels, and mainline the information from CNBC, CNN, Fox News, ESPN (for AZ sports fans, this is n...
08/27/2008
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