home buying: I Am In A Multiple Offer... What Should I Expect? - 07/05/14 08:53 PM
The inventory in Boston is low as are the interest rates causing many multiple offer situations. If you find yourself competing in a multiple bid situation what should you expect? There are several ways a listing agent handles a multiple offer situation. The first question I always receive from first time home buyers in this situation is “How much are the other offers?” The listing agent, unless instructed by the seller, is not allowed to disclose this information. Most of the time this information is kept private.
As the listing agent represents the seller, it is the best interest of the … (2 comments)

home buying: How Much Does a Buyers Agent Cost? - 07/02/14 09:47 PM
“How much does a buyer agent cost?”
That’s a reasonable question often asked of me at an initial buyer consultation. At the consult I tell you that I represent only buyers and explain all the things I am going to do to make your new home purchase as easy as possible.
The next question is always “How much do your services cost?”
Great news!
There is no out of pocket cost for my buyer representation service. I get paid for my service by the listing agent. Through the agent to agent multiple listing service (which you can search for listings here), … (0 comments)

home buying: I am Sorry but You Can't Buy That Condo - 06/30/14 11:34 PM
 
I am not a mortgage lender. I am a Realtor but there are certain basics of the mortgage process that I need to understand and educate my buyers and sellers. I also have some excellent mortgage professionals on speed dial, not just for loans but to verify or answer questions. Depending on what type of mortgage you are using to purchase your new home you may not be able to buy a certain property.
In Massachusetts we have a Mass Housing Loan. This loan is popular with home buyers that have great credit, are established but don’t have a big down payment. 3% down, no MI. But … (2 comments)

home buying: The Seller Doesn't Come With the House - 06/20/14 05:22 AM
Not every real estate transaction is simple. Though many move forward without a hiccup there are a few memorable instances where this was not the case. Buying or Selling a home is a huge deal and emotions can run high. There are two sides to every story. Often the problem arises when a buyer feels they are making reasonable requests and a seller feels they have given in to too may of these requests. Who's right? The answer usually lies somewhere in the middle.  A good agent doesn't get into the he said, she said but redirects their client and keeps them … (3 comments)

home buying: The Movie Almost Killed the Deal - 06/12/14 10:41 PM
The Movie Almost Killed the Deal  


 
 
During my initial consults with home buyers I go over the process, give an overview of mortgages, talk about the local market conditions and answer questions.
I also mention credit and how you should not do any of the following during the home buying process:
Buy a Car Open a new credit card Buy all new furniture Quit your job I review this again when the buyers locate a home and are under agreement.The lender pulls your credit and verifies your employment right before closing.
Recently I was working with some very nice buyers on the … (41 comments)

 
Susan Doig (Charlesgate. Realty Group)

Susan Doig

Winthrop, MA

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Charlesgate. Realty Group

Address: 867 Boylston St., Floor 3, Boston, MA, 02116

Mobile: 617-504-4381

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