theft: When Does Homeowners Insurance Cover Jewelry? - 02/12/20 08:46 AM
Although a typical home insurance policy will not cover lost jewelry, it will usually cover jewelry that is damaged or stolen. Here’s some insight into some common coverage rules, along with some examples of where you are most likely to encounter policy limits.
 
What Kind of Coverage Should I Expect?
While there are a variety of homeowner's insurance options on the market, most people have HO-3 plans. These insurance policies will usually cover jewelry for specific "perils" including:
Hail and windstorms Lightning and fire Civil commotion and riots An explosion Damage related to aircraft Vehicular damage Vandalism Smoke damage Volcanic eruptions Freezing Weight … (0 comments)

 
Sean Hakes, Real Estate Advertising & Marketing (SH RE)

Sean Hakes

Real Estate Advertising & Marketing

Denver, CO

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SH RE

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