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RECENT BLOG POSTS
Ready to get started?          HOW TO WATCH A WEBINAR!   1: GET EXCITED! YOU MAY WALK AWAY FROM THIS WEBINAR WITH SOME GREAT INFORMATION TO HELP YOUR BUSINESS GROW!   2: GRAB A CUP OF COFFEE, OR MAYBE AN ENTIRE POT OF COFFEE. IT'S UP TO YOU.   3: CLOSE THE DOOR, GIVE YOURSELF SOME PRIVACY IF POS...
10/21/2013
    What is the Metro Mortgage Assistance Plus program? First off, the City of Denver is AWESOME for giving people this opportunity! The Denver Metro Mortgage Assistance Plus Program is is an amazing program that actually gives you a 4% grant to go towards you down payment and closing costs. Thi...
10/08/2013
  Who is not impacted? There are three big categories not impacted by the closure. * Social Security * Medicare and other entitlements will continue without interruption. * Law enforcement, the military, intelligence agencies and foreign embassies.   Who is impacted? A little over 800,000 Federa...
10/03/2013
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Real Estate Recovery There's no question we are finally in a full housing recovery. In order for a recovery to exist, three things have to happen: * Sales to increase from the bottom lows we we're at. * Prices to have a turnaround. * Inventory turnaround to a more normalized level.In Sep of 2011...
09/18/2013
  A Swing Back To Toward OwnershipPeople are getting more positive again. Here's a quote from Celia Chen, the Senior Director at Moody's Analytics:"The forces pulling the home ownership rate lower are past their apex....house prices are rising, but remain affordable at 21% below peak even as ren...
09/18/2013
Follow These 6 Steps When Using Gift Funds    Gifts are allowed in most cases but the problem is, if you don’t accept the gift in a  “lender-friendly” way, the mortgage underwriter could reject it, and not allow it.   Six Steps To Success With Your Down Payment Gift Funds  You can’t just deposit ...
08/21/2013
Distressed Property Numbers Distressed Property Numbers are Diving. From the most recent CoreLogic report distressed inventories have fallen by 14.4% this year. Completed foreclosures are down 20% since last year. The national foreclosure inventory is down 28% and the seriously delinquent loans, ...
08/15/2013
This payment chart shows the payment difference with rates from 4.5 percent up to 6 percent and loan amounts from $100,000.00 to $500,000.00 to show you what the principal and interest payment would be. Sean Young www.mylendersean.com Google+   *This chart is only an example to show what the dif...
08/12/2013
Investors coming into the market helped the market in a very big way. But we can see the number of distressed property sales has dropped down in half to 18 percent. The shadow inventory is become less and less over time and we’re getting back to more normalized numbers. It’s still high but nowhe...
08/07/2013
  An interesting study was reported by the “Wall Street Journal” last month. It said the agents that who concentrate in specific geographic areas actually do a better job for the homeowner than people who don’t. Obviously, this is not the case in every situation, but there was an actual study th...
08/07/2013
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Sean Young

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