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RECENT BLOG POSTS
  If You Really Love the House Don’t Lose the Bid     The idea of not wanting to pay more for a home starts to mean less when we transition from conventional thinking to the reality of where the market is.   Price vs. Payments –  If you’re financing your purchase instead of buying with cash then ...
05/04/2013
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  Opt-Out Today Stop your personal information from being shared without your permission.     Put an end to unsolicited junk mail – It’s far too easy for identity thieves to steal your mail or your garbage and use a pre-screened credit card offer to obtain credit in your name. Opt-out and help to...
05/04/2013
    The Home Price Expectation Survey comes out every quarter. This one came out at the end of the first quarter of 2013.          The Home Price Expectation Survey is a nation wide panel of 118 economists, real estate experts, investment and marketing strategists. They survey them and then take ...
04/29/2013
Buying Your First Home What do you need to know?     We all know the old line about location, but to really discover the right place takes research times three.    How much you can comfortably afford –Beyond pre-qualification, the pre-approval process is the best way to determine the number that’...
04/28/2013
  Then and Now An Amazing True Comparison      Amazingly, you can purchase a median priced home today for a payment that can be lower than it was for the same home over 30 years ago. This is all the more amazing when we consider that with inflation, that payment is a much smaller percentage of av...
04/28/2013
  Compound Interest One of the Wonders of the World     Many of us know all about compound interest and how it works. You may now ask what does compounding have to do with home ownership and mortgage financing. Good questions and below, we’ll provide not just the answers but why you want to know ...
04/19/2013
Still Writing Checks to the Landlord? Home loan payments are now often less than paying rent!   Renting can make good sense – for those that don’t intend to stay in their home for long, need extra mobility or have highly uncertain employment prospects. If you’re planning on sticking around – ther...
02/23/2013
Regional Median Home Prices Through the 3rd Quarter of 2012   Annual and quarterly home prices in the various regions of the US can display significant differences both in value and movement from period to period. Buyers and sellers aware of both local and macro area trends are better equipped to...
02/22/2013
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Home Economics 2012   Appreciation & Rate of Return – Yearly change in annualized median home prices & top line rate of return on a 20% down payment. Home Price History – The national median home price has grown at an average of 5.39% over the last 48 years. Housing Cost Scale – The cost of finan...
02/17/2013
FHA Loans – Still Working When Others Might Not   Here are a few of the benefits that FHA loans offer.    Low Down Payments – As little as 3.5% down will work in most                            instances and 5% covers most others.    Flexible Credit Requirements – While it varies, minimum credit ...
02/16/2013
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Sean Young

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