Michael LaFido's (sellmorerealestatetoday) Blog

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Real Estate Agent - CONLON/Christie's International Real Estate



Should You Refinance Your Mortgage? Because of strife in Greece, Spain and North Korea, conforming mortgage rates are back to all-time lows. They're at levels not seen in 50 years.  For homeowners that missed the Refi Boom of November 2009, it's a second chance. In this well-presented, 3-minute ...
Home Price Index Rises 0.3% in March 2010   Home values rose in March, according to the Federal Home Finance Agency's most recent Home Price Index. Values were reported higher by 0.3 percent, on average, from February. We use the phrase "on average" because the Home Price Index is broad-reaching...
Home Supplies Tick Higher, Creating An Opening For Today's Home Buyers   Sales of existing homes rose in April, buoyed by an expiring home buyer tax credit and exceptionally low mortgage rates. As compared to March, April's Existing Home Sales rose by 410,000 units nationwide -- the second strai...
Video : The Right Way To Water A Garden From one pot to a lush garden, we all have plants for which to care in our lives. But are they getting the right amount of water?  Too little water and the plant dies. Too much water and root rot sets in. In general, plants want 1 inch of water per week bu...
The Fed's April Minutes Push Mortgage Rates Even Lower After starting the day in the red, mortgage rates rebounded Wednesday afternoon after the Federal Reserve released its April 27-28, 2010 meeting minutes. It's good news for home buyers and would-be refinancers.  Mortgage rates continue to tr...
Housing Starts Rise In April, Exerting Downward Pressure On Home Prices Single-family Housing Starts rose by 55,000 last month, suggesting ample housing stock from which can choose this summer. The report is a slightly larger read than what economists had expected. Furthermore, for the first tim...
The Right Way To Take A Cash Gift For Downpayment   As lenders tighten mortgage guidelines for home buyers, minimum downpayment requirements are increasing.  Several years ago, you could finance a home with nothing down. Today, most conventional mortgages require at least 10 percent. Anecdotally...
A Dual-Edged Roller Knife To Make Your Chopped Salads Easier With the Oxo Salad Chopper, making chopped salad for the family and/or friends is both faster and safer.  Using a dual-blade roller knife similar to a pizza cutter, the ergonomic Salad Chopper cuts lettuce, vegetables, fruits, meats an...
Your Mortgage Approval Isn't Final Until It's Funded   A mortgage approval is never final until it's funded. A host of things can "go wrong" while your home loan is underway. Some are in your control, many more are not.  And just being aware of some potential pitfalls could help save your loan d...
Foreclosure Activity Slows For The First Time In Several Years The national foreclosure rate is finally falling. According to foreclosure-tracking firm RealtyTrac.com, the number of foreclosure notices dropped 2 percent between April 2009 and April 2010. 2...

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