insurance: Home and Auto Insurance Resource for Lawton, Oklahoma - 09/25/07 11:33 AM

Obviously, living in Lawton, Oklahoma is a little more laid back than living in New York City, L.A. or Miami.   Living here comes with a little bit of baggage---100 degree summer days, tornados, major allergies---but it also comes with many positives.   Many people like to retire here because of the relatively low cost of living.  
New York and L.A. may be the financial centers of the country, but that doesn't mean that you are unable to find financial products and services here that are every bit as good as what you could acquire there.   A good example is home and auto … (2 comments)

insurance: Homeowners Insurance in Lawton, Oklahoma - 09/21/07 08:32 AM

If you are buying a home in Lawton, Oklahoma there are a few things you should know about homeowners insurance.
If you have a loan, the lender will require you to insure your house for at least as much as you will owe on it.  However, this amount may not be enough coverage to protect you.  In general, you should insure your home at replacement cost(the cost to re-build your home at today's prices)In many cases, replacement cost will be more than what you finance on your home.  How insurance can affect your loan approval
Lenders consider your insurance premium to be part … (0 comments)

insurance: How Homeowner's Insurance Affects Your Loan Approval - 08/27/07 07:56 AM
Let me outline a situation that happens all too often in the loan process;  the customer has been pre-approved, the titlework is done, the appraisal has come in above the purchase price, everyone is just waiting on final approval and closing instructions.   Then, out of the blue there are problems.   The insurance is higher than the loan officer initially estimated in the loan application.   So what?   Here is why this can be a potentially huge problem;
The loan officer can only make a somewhat educated guess as to how much the insurance premium will beThe debt to income ratio is affected by … (8 comments)

Seth Callen (Farmers Insurance)

Seth Callen

Lawton, OK

More about me…

Farmers Insurance

Address: 2603 NW CACHE RD, Lawton, OK, 73505

Office: (580) 355-6060

Mobile: (580) 284-9049



RSS 2.0 Feed for this blog