1. Order your credit report and scores from all 3 bureaus: Experian, Equifax, and Transunion.
Review your credit report, line by line, account by account. Verify that the payment history is accurate. Verify the amount owed is accurate. Verify that your monthly payment on each account is accurate. Be sure that old or closed accounts are not reporting a monthly payment. If there is anything inaccurate in your credit report, go to work on it first prior to applying for credit. It can make a major difference in (0 comments)