flood zones: Flood Insurance in Louisiana 101 - 04/04/07 06:22 AM
As I promised in an earlier post, this entry will ATTEMPT to clear up some common misconceptions concerning flood insurance.
Misconception #1: "Flood insurance rates will vary from company to company.  You can "shop" flood insurance and find the best price."  WRONG
Fact:   Companies selling flood insurance DO NOT set flood insurance rates.  The Federal Emergency Management Agency (FEMA) provides flood zone information to establish the insurance rates.  Once an area's flood zones and rates have been determined and established by the Federal Government, all companies offering National Flood Insurance provide coverage at the same price.  It is imperative that a buyer work with an experienced, well versed insurance agent … (0 comments)

flood zones: What flood zone is your new home located in? - 03/22/07 02:59 PM
"Shannon, I DO NOT want to look at any homes that are located in a flood zone!!"  Boy, if I had a dollar for every-time a buyer uttered those words to me......
 The truth is; every piece of real estate located in the U.S. is in a flood zone.  The question is which one is your new home in the Baton Rouge area located in?
In the Greater Baton Rouge, Louisiana area, the most common flood zone classifications are:
FEMA Flood Zone A-  Zone A is the flood insurance rate zone that corresponds to the 100-year floodplains. Mandantory insurance purchase requirements apply.  This is the flood zone that DOES … (3 comments)

 

Shannon Sims

Baton Rouge, LA

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Judy Burkett Realtors

Office: (225) 767-1999

Fax: (225) 767-1989



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