indiana shortsale: Indiana Foreclosure Short sale What are HUD Acceptable Hardships - 07/14/10 11:15 PM
List of Possible Hardships for a shortsale.  The more combined hardships the better chance of a Shortsale being accepted.  A Hardship is the underlying condition that has caused the inability to pay the mortgage. 

Death of principal mortgagor
Death of mortgagor's family member
Illness of principal mortgagor
Illness of mortgagor's family member
Marital difficulties
Curtailment of income
Unemployment
Excessive obligations
Inability to sell property
Job Relocation
Property problem (roof leaks, construction litigation, etc.)
Incarceration
Inability to rent property
Military Service
Casualty loss (such as a Hurricane, etc.)
Energy-Environmental costs
Servicing problems
Payment adjustment (ARM Adjusting)
Payment dispute
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