Shay Campbell's Blog

Are you pre-qualifying your loan officer?  If not, you should.  You pre-qualify your clients before you put them in your car to show them houses.  You should also pre-qualify your loan officer before you refer clients to them. Most experienced REALTORS know the value of pre-qualifying their clien...

There are three things all first time home buyers should know about: INCOME, DEBT and CASH.  I know it sounds strange but it's not.   This is what your loan officer, hopefully one who has a license, will look at to pre-qualify a FTHB and what an underwriter will look at to approve a FTHB. INCOME ...

Where can first time homebuyer get down payment help in North Carolina?  I'm asked this question by REALTORS® a lot; first time home buyers almost always ask this question.  Unless the FTHB is doing a zero down payment loan, such as VA or USDA, they will need a down payment. In the current econo...