advice on buying a home: Stop Paying Rent - Little Known Facts That Can Help You Buy Your First Home
- 06/10/16 01:19 PM
If you're like most renters, you feel trapped within the walls of a house or apartment that doesn't feel like it is really yours! Everyone has the dream to own their own home and stop paying rent! Stop living in a house that you are not even permitted to add a nail hole or two without a hassle later.
It Is Time To STOP Feeling Trapped
It doesn't matter how long you've been renting. There are some little known facts that can help you get over your obstacles and go from renter to homeowner. With this information, you will begin to see how … (3 comments)
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advice on buying a home: Don't let your agent Try To Sell You EVERY Home on the Market
- 09/02/15 07:54 AM
Buying a home is a huge decision that can be intimidating so you'll want to have the best person possible by your side to help make the process as smooth as possible. Having the right agent at your side who has your best interests at heart and can provide you with timely sound advice based on current local market conditions is crucial. As a Realtor in the Upstate of SC, I can help you buy the home of your dreams. Make sure, whichever agent you choose, that they don't try to sell you EVERY home on the market! They should be … (3 comments)
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advice on buying a home: Buyers, Show Sellers You Are Serious - Get Preapproved NOW
- 11/03/12 01:24 PM
Getting pre-approved with the "right" mortgage lender goes a long way in showing the sellers or bank you are a serious buyer. Pre-approval gives you a better opportunity to negotiate the price and terms of a sale, and this is necessary for buying real estate.
You should also begin compiling the documentation you will need for a mortgage, which may include pay stubs for the past month, proof of any additional income, W-2s and tax returns from the previous two years, bank statements from the past three months, information about outstanding debts, such as credit cards, car loans, student loans or … (0 comments)
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advice on buying a home: 3 Ways To Have The Winning Bid On a Bank Owned Home
- 04/19/12 01:58 PM
While bank-owned homes are plentiful in many markets, they aren’t always easy for a buyer to get. Most foreclosures sell at bargain prices — sometimes at 35 percent discounts when compared to non-foreclosures. These ultra-low prices are attracting investors and all-cash offers, which makes it difficult for other buyers' bids to win out. So how can buyers beat the competition to get a foreclosure?
Get the first look.Fannie Mae and Freddie Mac’s First-Look Program offers first-time home buyers and others who need financing and are looking for a primary residence the first opportunity to see bank-owned homes before … (3 comments)
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advice on buying a home: When Is The Best Time To Buy A Home? Now Or Later?
- 08/28/11 10:25 AM
In today’s real estate market, buyers are inundated with conflicting advice and opinions from the people they know ( and people they don’t know). That’s why it is important to get the right advice and helpful information out to buyers to help them answer some of the toughest questions on their minds.
One question on many buyer’s minds is “ If it is possible that prices are still dropping, why should I buy now?” The answer is, that while price is a big issue, the bigger issue is the COST of buying. You must take into account the interest rates. … (5 comments)
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advice on buying a home: Apply for A loan In Upstate SC HERE
- 07/18/11 05:37 AM
It is wise to get pre-approved before going out to look for a home because knowing how much you can borrow may help you narrow your home search.
It may also give you more leverage when it comes time to negotiate a price and is generally well-accepted by sellers and their Realtors.
To Apply Online:
• Browse to www.franklinamerican.com/brentclymer
• To apply:
o Hover over the link in the green bar on the top of the page that reads "Apply Online".
o In the dropdown list that appears, select the first option "Pre-approval" (not Short Form … (3 comments)
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advice on buying a home: Buying a home in Greenville or Anderson SC areas?
- 04/12/11 02:33 PM
Buying a home in Greenville or Anderson SC areas?
If you are looking to buy a home in the Anderson or Greenville SC areas, You may want to get preapproved before you start looking. It is wise to get pre-approved before going out to look for a home because knowing how much you can borrow may help you narrow your home search. It may also give you more leverage when it comes time to negotiate a price and is generally well-accepted by sellers and their realtors. Before applying for pre approval, you may also want to carefully assess how much … (3 comments)
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advice on buying a home: What are the Closing Documents You Should Keep?
- 03/25/11 04:07 PM
What are the Closing Documents You Should Keep?
On the day of your closing, you can expect to sign a lot of documents and walk away with a stack of papers. Some of these are very important and you should file them away in safe place for future reference.
Here is a list of some of those items:
· HUD-1 settlement statement. (also called the closing statement)- This form iitemizes all the costs that are associated with the closing on the seller's and the buyer's side. You'll need this form for income tax purposes.
· Truth in Lending statement. - this form is … (0 comments)
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advice on buying a home: 5 Good Reasons To Call On The Sheila Newton Team in Upstate, SC
- 03/23/11 01:58 PM
5 Good Reasons
To Call On
The Sheila Newton Team
REALTORS®
1. Integrity – This is the foundation from which we operate our business. We promise to conduct ourselves with the highest ethical standards in our every endeavor. No exceptions.
2. Experience -- The Sheila Newton Team has over 21 years of experience helping our clients go from dreaming about a home to owning one. Over 60% of our sellers are repeat clients.
3. Commitment – As our client, you are our business. You have the right to stay informed, and we see to it that you … (3 comments)
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advice on buying a home: Buying a home in SC? Get PreApproved NOW for a loan on a home in Upstate SC -free !
- 09/12/10 06:46 AM
Get Preapproved
click here to get pre-approved online
A pre-approval is a commitment from a lender to give you a specific loan amount and mortgage type. It is wise to get pre-approved before going out to look for a home because knowing how much you can borrow may help you narrow your home search.
It may also give you more leverage when it comes time to negotiate a price and is generally well-accepted by sellers and their realtors.
To find out about getting pre approved with Franklin American Mortgage Company, call 800-295-1020 or click and ask for … (0 comments)
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advice on buying a home: Tax Credit extened and EXPANDED!!
- 11/07/09 01:07 AM
It is official... the Tax credit was extended... Below is a chart to explain the deadlines and requirements.. Hope you find it helpfull!!
… (2 comments)
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advice on buying a home: Tax Credit extened and EXPANDED!!
- 11/07/09 01:06 AM
It is official... the Tax credit was extended... Below is a chart to explain the deadlines and requirements.. Hope you find it helpfull!!
… (2 comments)
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advice on buying a home: Info For Home Buyers in Upstate SC
- 10/25/09 04:08 AM
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.
How We Can Help
Before you start looking
Closing Costs
As Your Agent, We Will:
Assure that you see all the properties in the area … (0 comments)
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advice on buying a home: Steps in the Home Buying Process
- 05/18/09 08:53 AM
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.
How We Can Help Before you start looking Closing Costs
As Your Agent, We Will:
Assure that you see all the properties in the area … (0 comments)
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advice on buying a home: What to know how much home you can afford to buy? Get pre-approved online now!!
- 05/04/09 09:12 AM
Get Pre-Approved Now at: Click Here Now
Still house hunting? Then it's the perfect time to arrange your home financing. Understanding your mortgage options now gives you an advantage as you negotiate your home purchase.
You can get the mortgage expertise of Wells Fargo through either of these two convenient services:
A preapproval letter from your Wells Fargo Home Mortgage consultant is our agreement to lend you up to a specified amount to purchase your new home, subject to certain conditions. This makes you a PriorityBuyer®, which tells real estate agents and home sellers that you have your financing already lined … (0 comments)
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advice on buying a home: Looking for the most up-to-date Real Estate news? Try our website.. here is a sampling of what you will find...
- 05/03/09 02:49 AM
What's new in the market? These articles are brought to you by the top sources in real estate news to keep you up to date on current events and trends in the marketplace. Articles are updated daily, so check back often for the most recent news!
Application for Purchase and for Refinancing up Nicely as Mortgage Rates Remain under 5 Percent
Freddie Mac (NYSE:FRE) today released the results of its Primary Mortgage Market Survey (PMMS) in which the 30-year fixed-rate mortgage (FRM) averaged 4.87 percent with an average 0.7 point for the week ending April 9, 2009, up from last week when … (0 comments)
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advice on buying a home: 6 Mistakes to Avoid When Trading Up to a Larger Home
- 04/30/09 07:45 AM
". . . you have to sell your present home at exactly the right time in order to avoid either the financial burden of owning two homes or, just as bad, the dilemma of having no place to live during the gap between closings"
Unlike the experience of buying a first home, when you're looking to move-up, and already own a home, there are certain factors that can complicate the situation. It's very important for you to consider these issues before you list your home for sale.
Not only is there the issue of financing to consider, but … (0 comments)
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advice on buying a home: Get PreApproved for a Mortgage loan NOW... Know how much home you can afford BEFORE you search for your dream home.
- 02/28/09 01:15 AM
Get PreApproved NOW
Still house hunting? Then it's the perfect time to arrange your home financing. Understanding your mortgage options now gives you an advantage as you negotiate your home purchase.You can get the mortgage expertise of Wells Fargo through either of these two convenient services: A preapproval letter from your Wells Fargo Home Mortgage consultant is our agreement to lend you up to a specified amount to purchase your new home, subject to certain conditions. This makes you a PriorityBuyer®, which tells real estate agents and home sellers that you have your financing already lined up1. A … (0 comments)
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advice on buying a home: If I don't have perfect credit, can I still buy a home?
- 01/24/09 02:59 AM
Your Credit History
As part of the loan application process, virtually all lenders will want to see a copy of your credit report. The report will list all your long-term debts (credit cards, mortgage payments, automobile and student loans, etc), as well as your payment history. If you don't have a copy of your credit report, most lenders will generally require you to pay for a copy when they process your loan application.
However, most real estate experts agree that it is a good idea to obtain a copy of your credit report several months before you apply for a … (1 comments)
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advice on buying a home: How Much Money Do You Need To Buy A Home? Where can the money come from?
- 01/24/09 02:55 AM
Saving for the Down Payment
Saving funds for a down payment should be part of an overall program to get your finances in order prior to shopping for a home. This includes rounding up financial records, examining your spending habits, and setting a budget you can live with. Remember, too, that the down payment is not the only up-front expense. An allowance for closing costs should also be included in your savings budget.
How much is required?The down payment is usually expressed as a percentage of the overall purchase price of the home, and varies depending on the lender, the … (0 comments)
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If you're like most renters, you feel trapped within the walls of a house or apartment that doesn't feel like it is really yours! Everyone has the dream to own their own home and stop paying rent! Stop living in a house that you are not even permitted to add a nail hole or two without a hassle later. 
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