ARCHIVED BLOG POSTS

2009 

If there is one question that I get asked the most, it is "Sherri, how low will mortgage rates go?"  Or another version, "Will interest rates go down further?" Let me start by saying, THAT is the million dollar question.  In the last 3 weeks, I have seen 30 year fixed rates as low as 4.375%, only...
01/21/2009
When most industries are boasting the paperless era, the mortgage industry continues to inundate our consumers with more paper!  Every year it seems that we are presented with new state and federal disclosures.  What do all these forms mean? Well, here it is...Everything you wanted to know about ...
01/21/2009
Mortgage Rate confusion!!    Here's the question...how low will rates eventually go?  This is an interesting question to say the least, in the current times.  We are currently experiencing a refinance boom in this country.  That's the good news.  The bad news: It is expected that at least 50% of ...
01/20/2009
Far too seldom do we recieve warm praises in this somewhat "thankless industry".  I have held several careers in my lifetime and this is bar-none, the most challenging of all.  Long hours, endless need for research and guideline changes almost every day.  I am the Financial Planner, the Accountan...
01/03/2009
When many of us cannot refinance to take advantage of the historical, low rates due to declining values, Veterans are afforded some relief.  As they should be!  If you currently have a VA loan, you are in luck.  Consider this: NO APPRAISAL NEEDED.  It does not matter what the current value of you...
01/03/2009
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Sherri Sherpy

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