first time homebuyer: You're a First Time Homebuyer? So What! - 04/21/13 11:09 PM
I know, my headline may be a little offensive to some, but I had to get your attention. This is going to be well worth your 4 minutes to learn a few things about first time homebuyers and first time homebuyer programs.
I'm sure you have heard of Toys R Us and Babies R Us, right? Ever heard of Entitlements R Us? Nope. It doesn't exist. And I'm going to break the notion that just because you are a first time homebuyer, that you are entitled to those programs or any down payment assistance. (besides, entitlements are only for the government).
(10 comments)

first time homebuyer: HOME BUYERS: GET A REALTOR, PLEEEEZ! A Loan Officer Rant - 02/25/11 03:37 PM
The MN Mortgage Mom is on a rant.  I'm a little crazy right now.
ATTENTION BUYERS!  Long gone are the days of easy real estate, no doc financing and everything in between.  Let me direct your attention to "today's world":
Short sales, foreclosures, banks and asset managers...are you really equipped to deal with these realities? Declining values, appraised values, overpriced, underpriced...what kind of tools do you have in your back pocket to ensure you are getting the BEST value and deal available to you? Seller paids, seller concessions, seller carry backs....bet you can't even define these potential opportunities! Negotiations, multiple offers, cover … (3 comments)

first time homebuyer: My Puppy Reminds Me Of....A Mortgage Client!! - 01/26/11 07:04 AM
A few years ago, we lost a friend, a companion and a family member.  His name was Pup and he was a beautiful, 11 year old black lab.  Kidney disease took him.  He was incredibly special to us and the loss was sooo hard.  I remember the final days...his body was so weak, but his mind was just like it was when he was 2.  I couldn't let go just yet and I filled an air mattress, covered it with lots of comfy blankets and that's where Pup and I slept, cuddled and spent our final time together.  When the day came … (4 comments)

first time homebuyer: FIRST TIME HOMEBUYERS...What You Need To Know - 08/09/08 05:37 PM
First Time Homebuyers are my niche...they are the lifeblood to my Twin Cities mortgage business.  I love working with them because I can be a coach, a nurturer and a great knowledge base to learn from.
I've been told that I am a great teacher.  And mortgages are what I know best!
First Time Homebuyers have many questions.  Home financing can be a sea of confusion.  "Where do we start?"  "What do we do first?"  "What is the process?"
When a First Time Homebuyer is beginning the homebuying process, these are the questions I get asked most often.
Here is a … (2 comments)

 
Sherri Sherpy, NMLS #287770 (iLoan)

Sherri Sherpy

NMLS #287770

MN

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