thomas

Home for Sale Oceanside, CA - $300,000

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Sat, 05 Mar 2011 07:42:31 -0800

Home for Sale Oceanside, CA - $300,000, MLS#100063347 at 4845 Glenhaven Dr. Bank approved short sale ready to close. Buyers fell out of escrow. Looking for quick close. Spacious and open sigle level, ranch-style home for sale in Oceanside, CA. Owner made many imporvements in the past few years: dual pane windows, high end windows in many rooms, updated bathroom, termite done annually, repainted interior; new baseboards, newer stainless steel dishwasher, range and double oven, microwave; removed popcorn ceilings, wsher dryer, spa and refrigerator included. This home for sale in Oceanside, CA is a little messy with tenants, but once it is cleaned up, it is cute! Fireplace, large yard, no HOA, and easy to show. For more information, email sheryl@sherylbrown.com. Or go to www.sherylbrown.com.

Ranch-style Country Home for Sale in Escondido, San Diego, CA

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Mon, 10 Jan 2011 07:59:55 -0800

Ranch-style Country Home for Sale in Escondido, San Diego, CA, on 5 acres. Not just one, but two homes for the single price of $750,000!!! Gated, ranch-style estate on spacious groundswith panoramic views, privacy & spectacular gazebo sunsets! Main home with pool and spa is 3584 s.f. with 3 large bedrooms, each with a private bath, plus two ½ baths. A bright, open floor plan with large picture windows and vaulted ceilings takes advantage of views. In addition to the formal living room and family room, there is a library/den/music room. Main home has oversized master bedroom with both sitting area and retreat great for office or? Master bath features bidet & double sized shower. Koi pond with running stream near built-in BBQ area and covered patio. A/C and ceiling fans throughout home. Second home is not just a guest house! It has 1152 s.f. with 2 large bedrooms, 2 full baths, family room with a large bay window, and a huge kitchen, complete with refrigerator, oven/range and laundry room. This Country Home For Sale in Escondido was previously listed in December 2010 at $825k! Two homes for one great price gives you lots of possibilities with this Country Home For Sale in Escondido! The second home has a separate entrance/drive and could be a guest home, in-laws, maid/gardener/grove worker quarters, or rental. (2 bedroom homes can rent for $1200/month -- buyer to verify.) Includes private grounds and covered patio. Country Home For Sale in Escondido has 15 varieties of fruit/citrus trees and fenced vegetable garden area. Solar panels to heat pool. Washer and dryers/refrigerators in both homes convey. Barn with loft that could be used for workshop, stables, storage or more. 3 sheds. Covered RV parking. Room for horses and zoned for some agriculture. Trees on property include 15 varieties including: cherry (2 types), lemon, pomello, apple, grapefruit, oranges, avocado, pomegranate, fig, tangelo, macadamia, peach and more. Interior and exterior of home completely repainted last year except one room in guest house and interior guest house trim. Pool drained and cleaned last year. For 25 photos, go to http://bit.ly/hGK2ZZ.

Home for Sale in Aviara, Carlsbad, CA

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Mon, 25 Oct 2010 07:46:43 -0700

Home for Sale in Aviara, Carlsbad, CA on the market for $737,459! This home for sale in Aviara is truly in a great location – close to the beach, close to freeways and shopping, on a cul-de-sac backed onto the Batiquitos Lagoon, and 4 doors down to the Batiquitos Hiking Trails and Bird Santuary trailhead. Built in 1998, this home for sale in Aviara has 5 large bedrooms, 3 baths, with a bright, open floor plan of 2946 sf. The large, bright kitchen features granite counter tops, kitchen island, breakfast bar and breakfast nook. Floors are an amazing porcelain wood grain tile that looks like real wood, but is much easier to care for. Paint and carpet (18 months new) are neutral colors. (Master bath and walk-in closet to be repainted.) One bedroom and full bath located downstairs for elderly parent, office or guest room. Enjoy the pool-size backyard with Batiquitos Lagoon on the back providing privacy. Love golf? This home for sale in Aviara is part of the master Aviara community and enjoys benefits of the community such as a golf Twilight Fee for members of only $75 after 4:00! Aviara Golf Course is Golf’s Digest #1 Golf Course in San Diego and ranked #32 in Top 75 Golf Resorts in America. It is the only course in San Diego designed by Arnold Palmer. This home for sale in Aviara comes with many bonuses: central vaccum, newer intercom system, finished 3-car garage, plumbed for water softner, tinted windows downstairs on west facing side of the home to prevent sun damage. Carlsbad is known for it's great schools. So don't forget to check out the schools, if you have school-aged children. If you buy this home for sale in Aviara, your children will be attending great schools. Don't miss out on this rare opportunity to find such a great value close to the best beaches in San Diego! (This is not a short sale or REO!) MLS #100060899. For more information, go to www.7341Gabbiano.info. Or contact Sheryl Brown at 760.636.0696 or Sheryl@sherylbrown.com.

How a Short Sale Expert Realtor can help you Save Your Credit Rating

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Thu, 16 Sep 2010 11:54:40 -0700

When it comes to something as important as negotiating a short sale, you should never attempt it on your own. There is just too much at stake. If you are refused and your home goes into foreclosure you could end up with a black mark on your credit reports that will last ten years. If you succeed, you can get new credit within two years and a FHA loan immediately if you have stayed up to date on your current mortgage payments. With that much on the line you need to hire a short sale expert realtor to help you negotiate a short sale arrangement with your lender. When a bank or lending institution is approached for a short sale on an upside down property they take into account who exactly they are making the arrangements with, A short sale realtor is someone who has experience with negotiating a short sale and moving the property once the arrangements have been made. Since they bring that extra element to the table of being able to sell the property in question the bank is more likely to agree to a short sale arrangement. Think about the economic climate in the country right now and the state of the real estate market. The banks have just been hit with a record number of foreclosures and they have no desire to accumulate any more property. If a short sale specialist comes to them and says they can move a property that they are not likely to collect any more mortgage payments on the lender will almost always agree, even if it means taking less than the original loan amount to settle the debt. If you attempted to present a short sale solution in an economy where foreclosure rates and unemployment were low and demand for real estate was high you would not be as likely to succeed as you are in the present situation we are in. That doesn’t mean that it’s an automatic when you approach the bank with a short sale solution. Have a realtor who is familiar with the process handle all the arrangements for you. You’ll be out of debt, the house will be sold, and you’ll be on your way forward in life again, back on your feet financially and ready to take on whatever comes next. Find out today if you qualify for a short sale!

Weighing the Pros and Cons of a Short Sale

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Thu, 16 Sep 2010 11:51:01 -0700

A short sale is an option to foreclosure that many Americans are taking advantage of today as their mortgages adjust to outrageous rates that they simply cannot afford. The amounts of their payments go up and the value of their home goes down, leaving many homeowners upside down on properties they had high hopes for. To complicate matters further, unemployment is at an all-time high and many are finding themselves without the ways and means to make their mortgage payments. A short sale is an option where you can go to the mortgage holding bank or lending institution and ask for clearance to sell your home for less than what you owe. The idea is to let the bank have whatever the sale brings in and hope that they forgive any remaining debt. The latter is not guaranteed but is a common outcome in the event of a short sale agreement. If you can negotiate with your bank to forego it, the short sale will benefit you. If not, you’ll still get most of your debt off your back but may owe a balance. Eliminating the debt of paying on a home that you are losing money on is always a positive thing for your credit rating and financial status, but you may end up with IRS consequences on the short sale when the debt is forgiven. This is an issue that you should consult a real estate attorney or CPA about because it is not unheard of for the government to tax you on the forgiven portion of the debt. When you borrowed the money to buy your home you didn’t pay taxes on the income since it was money you’d be paying back. If the debt is discharged you may have a tax liability. On a purely positive note, by going with a short sale option instead of a foreclosure you’ll be avoiding a hit on your credit report that would stay there for ten years. You’ll also be eligible for new credit within two years after the short sale is completed. If you have stayed current on your mortgage payments you can even get an FHA loan the day after the sale closes. If you’re weighing the pros and cons of a short sale the ability to get new credit right away has to count heavily in the pro category. Find out today if you qualify for a short sale!

Avoid Foreclosure and See if you Qualify for a Short Sale

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Thu, 16 Sep 2010 11:47:21 -0700

You do not have to lose your home and you don’t have to take the ten year hit on your credit report that a foreclosure will bring you. Shorts sales are one of the options to foreclosure that you may be eligible for if your bank agrees to let you do it. It involves selling your home for less than what you owe on it, a common practice today for those who bought homes when they were going up in value and watched them plummet as the bottom fell out of the housing market. The property values are rebounding now but many homeowners are so far upside down that they need to take drastic measures. Hiring a certified short sale professional to negotiate a short sale for you is one of the best things you can do for your credit rating if you are in the situation described in the paragraph above. Someone who has experience in negotiating terms with a bank or mortgage lender will get you the kind of deal you need to make sure the short sale will bring you all the way out from under. The main point is the forgiveness of the remaining debt owed after the sale is concluded. Without that assurance you’ll still be behind. If you have fallen behind on payments because of an adjustable rate mortgage or due to being unemployed in this depressed job market you are most likely eligible for a short sale agreement from your bank. If there has been a significant change in the household income like a cutback in hours or a layoff to a spouse or partner you may be eligible also. The bank will evaluate your payment history and if they find you’ve been doing business in good faith they will most likely negotiate an agreement with your short sale realtor. A short sale is an option for those who are in real trouble and have no other choice. Banks are not in the business of forgiving outstanding debt but they are willing to do it in the interests of recovering at least some of what is owed to them. The state of the real estate market right now puts the homeowner in a much stronger position to bargain, but make sure you have an expert by your side when you do it so you are assured of getting the best deal possible. Find out today if you qualify for a short sale!

Do You Qualify for a Short Sale to Avoid Foreclosure?

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Thu, 16 Sep 2010 11:42:40 -0700

Not everyone can qualify for a short sale, but banks do generally look for ways to help homeowners get out from under and avoid foreclosure. The high number of foreclosed properties in the past eighteen months alone has left lending institutions in a position where they need to negotiate with you. The properties themselves don’t do them any good so if they can get even some money back on a loan that is going into default they will be happy to do so. With that said, there are guidelines that need to be followed. The most common questions asked refer to financial hardship. In order for someone to be eligible to sell their home short there must be some type of financial hardship involved. Job loss qualifies, as does a shift in income levels within the household, like a cut-back in hours. If you have been in an accident of some kind or have otherwise become disabled and cannot work then you may qualify also. If you do qualify, short sales are one of the best options to foreclosure so make sure you know what is required. Another question you will be asked is whether or not your payments are current. Not paying your mortgage for a year and then going to your bank looking to sell the property short may not work very well. They will want to see that you are doing business with them in good faith and have at least made the effort to honor your mortgage contract. The bank can still recoup their losses if they foreclose and resell your home so be careful about the way that you approach a short sell proposition. In order for a short sale to be effective for the homeowner, the outstanding debt that remains after the sale is concluded needs to be forgiven by the bank. For this reason, all parties involved need to be realistic about the numbers involved. A few thousand dollars is not going to break a major lender, but asking for forgiveness of larger sums may be frowned upon. Seek some professional advice from a short sale realtor before you make any offer and consult a real estate attorney and tax professional so you understand the legal and financial responsibilities you will have. www.shortsalesbysheryl.com

Short Sale Help to Sell My Home

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Thu, 16 Sep 2010 11:37:38 -0700

By now you have most likely heard of the option of a short sale to get you out from under that high interest mortgage that is drowning you financially month after month. Assuredly it sounds like a great idea to sell for a percentage of what you owe on your home and have the bank forgive the remaining portion of your debt after the sale is concluded. It sounds too good to be true but you know that there are thousands of homeowners out there doing it, so why not you? Do you know how to approach your bank and act as a short sale negotiator? Lending institutions don’t make this kind of deal with everyone. What exactly makes you think that your problems will be solved just by asking for what is most likely the most difficult type of financial arrangement a bank will provide its customers? This is not to discourage you, but to encourage you as a homeowner in trouble to seek assistance from a professional who has been through a negotiation for a short sale in the past. Realtors who have been through the process before make the best short sale negotiators. They are also the individuals most likely to come to a reasonable agreement with your bank. Since they buy and sell real estate they can move the property in question, a definite plus in the eyes of bank officials who are already stuck with foreclosed properties they can’t sell. Lenders are looking for feasible options to foreclosure so they don’t accumulate any more non-liquid assets. If you are looking for a short sale expert in North County San Diego, and want to know if you are qualified for a short sale, contact www.shortsales.com. The Sheryl Brown Home Selling Team has the experience you are looking for to help you negotiate a short sale agreement with your mortgage holder. You don’t have to be stuck struggling to make your payments and you definitely don’t have to be foreclosed on. There are other options and a short sale is one of the better ones if you can pull it off. Let us work with you and find the best solution instead of attempting to do it yourself.

How a Short Sale Expert Realtor can help you Save Your Credit Rating

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Thu, 16 Sep 2010 11:32:12 -0700

When it comes to something as important as negotiating a short sale, you should never attempt it on your own. There is just too much at stake. If you are refused and your home goes into foreclosure you could end up with a black mark on your credit reports that will last ten years. If you succeed, you can get new credit within two years and a FHA loan immediately if you have stayed up to date on your current mortgage payments. With that much on the line you need to hire a short sale expert realtor to help you negotiate a short sale arrangement with your lender. When a bank or lending institution is approached for a short sale on an upside down property they take into account who exactly they are making the arrangements with, a short sale realtor is someone who has experience with negotiating a short sale and moving the property once the arrangements have been made. Since they bring that extra element to the table of being able to sell the property in question the bank is more likely to agree to a short sale arrangement. Think about the economic climate in the country right now and the state of the real estate market. The banks have just been hit with a record number of foreclosures and they have no desire to accumulate any more property. If a short sale specialist comes to them and says they can move a property that they are not likely to collect any more mortgage payments on the lender will almost always agree, even if it means taking less than the original loan amount to settle the debt. If you attempted to present a short sale solution in an economy where foreclosure rates and unemployment were low and demand for real estate was high you would not be as likely to succeed as you are in the present situation we are in. That doesn’t mean that it’s an automatic when you approach the bank with a short sale solution. Have a realtor who is familiar with the process handle all the arrangements for you. You’ll be out of debt, the house will be sold, and you’ll be on your way forward in life again, back on your feet financially and ready to take on whatever comes next. For more questions, contact sheryl@sherylbrown.com. www.shortsalesbysheryl.com

Leave the Negotiations for a Short Sale in the Hands of an Expert

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Thu, 16 Sep 2010 11:26:10 -0700

If you’re in a hospital operating room watching the surgeon perform an operation, are you going to interrupt him every few minutes to tell him what you think he should do? Hopefully you wouldn’t. You are doing the same thing if you stop your short sale negotiators by interjecting your opinion while they are doing their job negotiating an arrangement with the bank. All of your questions and opinions need to come out before you walk in to make the deal. When at the lending office you need to present a united front and project a sense of conviction if you’re going to be successful. Information on short sales can be found online or at the library if you want to read up on how they work, but knowing how to negotiate one only comes from experience. When you hire someone to do that job for you, like a realtor for instance, you need to let that person do his or her job. If you’re not confident in allowing the professional to do that then you have hired the wrong person. Take advantage of the experience that is at your disposal and you’ll find you get a much better deal. A short sale is not like taking out a second mortgage. You are asking a lending institution to forgive a certain amount of your debt so you can sell a property for less than what you owe on it. This is an unnatural act for a banker or mortgage broker. They are used to lending money and getting significantly more back than what they gave out. Settling for less is something that only the current economic climate allows them to justify. Keeping that difficulty in mind, think about the position that the bank is in. They want to get something back but they want to make sure there are some guarantees in place that will happen. A short sale expert realtor can not only handle all the arrangements, but can make sure that the house is sold in a timely manner so the bank can get their money before another payment would be due on the property. Realtors have buyers lined up to purchase undervalued property. You do not. Let your short sale expert do the job you hire them for and you’ll benefit from the relief of watching your debt go away. www.shortsalesbysheryl.com

Obtaining New Credit and IRS Consequences after a Short Sale

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Thu, 16 Sep 2010 11:23:56 -0700

Two of the most important questions you can ask when you are involved in a short sale are whether you’ll have any tax liabilities and when you can get credit again. The inquiries about IRS consequences short sales can create should be presented to a financial professional like your CPA. It is possible that since a portion of the original debt is being forgiven that it may now count as income. This is something that should be discussed between you and your accountant. As far as credit is concerned, your credit report after a short sale is concluded will only show the late payments leading into the arrangement and then show the mortgage as “paid in full.” There are certain types of credit you’ll be able to get immediately. FHA is currently giving out loans the next day after a short sale is completed for those who kept up their mortgage payments before the short sale negotiator sought to make an arrangement with the bank or mortgage lender. If you are refused for a short sale arrangement, the foreclosure that follows will be listed on your credit report for ten years. You will not be able to get a loan or a new mortgage for at least five years. With a short sale, you can get most credit in eighteen to twenty-four months, basically a fresh start after just two short years. You’ll also be debt free from your previous mortgage, minus any tax liability you may incur. Seeking the advice of a professional is recommended in each of these aspects of a short sale. A short sale expert realtor can negotiate the actual deal for you but you’ll need to talk to an accountant or even an attorney to make sure that you understand your tax liabilities and the impact on your credit that a short sale will create. It’s a good option if you owe more on a property than you can afford to pay or that it is worth. Just make sure you know what you’re getting yourself into and what the consequences and benefits of your actions are.

The Benefits of Working with a Certified Short Sales Professional

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Thu, 16 Sep 2010 11:20:17 -0700

If you’ve never been in a position of needing a short sale arrangement from your bank before then you may not appreciate the ease with which a certified short sale professional can conduct the negotiations for you. If you’re interested in finding out you could try handling the arrangements yourself. Most homeowners who try that find themselves quickly up against a brick wall and end up believing that a short sale is not an option. You can avoid all that by just letting a pro do the job for you. A short sale is almost always an option for those who have financial difficulties and cannot pay their mortgage. The banks don’t want to foreclose unless they absolutely have to and will agree to accept less than the original loan amount provided that just cause is presented to them. A short sale expert like your realtor knows exactly what the lenders are looking for and what guarantees they need to agree to allow you to sell the property short. That’s a benefit you don’t have if you try to negotiate yourself. If you have legal problems, you hire a lawyer. If you have financial issues, you go to an accountant for advice. If you want to sell your home short you need a realtor with experience in doing that to not only negotiate with the bank for you but to also handle the sale. This may even be part of the arrangement the bank agrees to. If you don’t have a short sale realtor ready to sell your property they may be hesitant to give you the break in payments that you need to move the property in a timely manner. The process of selling a home is never easy. When you are put under a time limitation like that which a bank will normally ask for in a short sales negotiation it becomes even more difficult. A professional can get it done for you. You can read all of the information published on short sales and still not have the knowledge that comes only from experience in participating in the process from start to finish. Hire a certified professional and step back from the process. It is by far the best way to make sure it is done right. www.shortsalesbysheryl.com

Ivey Ranch home for sale, Oceanside, CA

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Thu, 22 Apr 2010 07:22:47 -0700

Ivey Ranch home for sale, Oceanside, CA at 1154 Avenida Sobrina, MLS #100023882, entertaining offers between $425,000 and $440,000! This home is gorgeous and move-in ready! Your clients will fall in love! This fabulous home is located in Ivey Ranch’s most desirable neighborhood - 'Versailles'! Don’t miss out; come see this beautiful, designer upgraded 4BR, 3BA home for sale. The name “Ivey Ranch” comes from the Ivey Ranch House that was built in 1888. In 1981 the mayor of Oceanside dedicated a portion of the Ranch as park land to the City. Today, Ivey Ranch has grown and is now the location for a planned community in a desirable neighborhood in Oceanside - only minutes from the beach, and with quick access to the I-5, 78 and 76 freeways. This is Ivey Ranch home for sale is simply in a perfect location, close to award-winning schools, shopping, grocery stores, restaurants, freeways, and minutes from the ocean! With a grand entrance and vaulted ceilings, this Ivey Ranch home for sale on Avenida Sobrina is a highly upgraded home featuring a completely remodeled kitchen that includes granite counter-tops, custom cabinets, and an added desk and bookcase, perfect for keeping your recipe books conveniently on hand! Throughout this Ivey Ranch home for sale, on both levels, you will find Brazilian cherry hardwood floors with 2 inch base boards, plantation shutters, custom draperies, recessed lighting with dimmer switches, Casa Blanca ceiling fans and mirrored wardrobe closet doors in the 3 upstairs bedrooms. One bedroom/guest room/office is conveniently located downstairs along with a full bath. Ivey Ranch is a great family community and retirement area too. Your HOA fees of only $139/month provide you with amenities galore: gated community, pool/spa (to be completely updated in May 2010), playground, a large grass area, perfect for get-togethers, quiet, secluded . . . and you can walk to award winning schools: Ivey Ranch Elementary, Martin Luther King Middle and El Camino High School! This home for sale is a not a short sale or a foreclosed property! It is a traditional sale and meticulously maintained. This Ivey Ranch home for sale is a MUST SEE! To see more photos of the home, go to http://www.sherylbrown.com/Nav.aspx/Page=%2fPageManager%2fDefault.aspx%2fPageID%3d1618269.

Ivey Ranch Home for Sale, Oceanside, CA

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Thu, 22 Apr 2010 04:45:10 -0700

Ivey Ranch home for sale, Oceanside, CA at 1154 Avenida Sobrina, MLS #100023882, entertaining offers between $425,000 and $440,000! This home is gorgeous and move-in ready! Your clients will fall in love! This fabulous home is located in Ivey Ranch’s' most desirable neighborhood - 'Versailles'! Don’t miss out; come see this beautiful, designer upgraded 4BR, 3BA home for sale. The name “Ivey Ranch” comes from the Ivey Ranch House that was built in 1888. In 1981 the mayor of Oceanside dedicated a portion of the Ranch as park land to the City. Today, Ivey Ranch has grown and is now the location for a planned community in a desirable neighborhood in Oceanside - only minutes from the beach, and with quick access to the I-5, 78 and 76 freeways. This is Ivey Ranch home for sale is simply in a perfect location, close to award-winning schools, shopping, grocery stores, restaurants, freeways, and minutes from the ocean! With a grand entrance and vaulted ceilings, this Ivey Ranch home for sale on Avenida Sobrina is a highly upgraded home featuring a completely remodeled kitchen that includes granite counter-tops, custom cabinets, and an added desk and bookcase, perfect for keeping your recipe books conveniently on hand! Throughout this Ivey Ranch home for sale, on both levels, you will find Brazilian cherry hardwood floors with 2 inch base boards, plantation shutters, custom draperies, recessed lighting with dimmer switches, Casa Blanca ceiling fans and mirrored wardrobe closet doors in the 3 upstairs bedrooms. One bedroom/guest room/office is conveniently located downstairs along with a full bath. Ivey Ranch is a great family community and retirement area too. Your HOA fees of only $139/month provide you with amenities galore: gated community, pool/spa (to be completely updated in May 2010), playground, a large grass area, perfect for get-togethers, quiet, secluded . . . and you can walk to award winning schools: Ivey Ranch Elementary, Martin Luther King Middle and El Camino High School! This home for sale is a not a short sale or a foreclosed property! It is a traditional sale and meticulously maintained. This Ivey Ranch home for sale is a MUST SEE! To see more photos of the home, go to www.sherylbrown.com.

Ivey Ranch Home for Sale, Oceanside, CA

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Thu, 22 Apr 2010 04:43:10 -0700

Art Sculptures Around Vista, CA

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Thu, 04 Mar 2010 06:23:18 -0800

Art Sculptures Around Vista, CA - Travel on E. Vista Way, and through out the Main Street area through the Village and past the Water Park, and you will find a treasure of new art sculptures! You don't have to live in Vista to enjoy them. Here are the ones that I have spotted so far: This bird of paradise sculpture is awesome! You need to see it on a sunny day for the full effect and color. Then my next favorite would have to be the kids playing with a kite. This sits on the corner of Main and S. Santa Fe. A little hard to see in this picture, is a beautiful sculpture of birds with family in red below. This picture really doesn't due the piece justice. Even the one of the butterfly below, is more beautiful in real life. This isn't all there is, so be sure to enjoy a sunny afternoon driving through the streets of downtown Vista/Vista Village to enjoy all the sculptures.

Shadowridge home for sale, Vista CA

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Tue, 23 Feb 2010 07:39:43 -0800

Shadowridge home for sale, Vista, CA at 2069 Fairhope Loop, MLS #100010300. This is a great home, located in the heart of Shadowridge in Vista. Vista, known for it's perfect microclimate, is about 5 miles from the beach, so you don't get the morning coastal fog and enjoy sunshine throughout the year. Shadowridge is a planned community, built around a golf course, the Shadowridge Country Club, a private golf course. This home for sale is in the gated community of Heritage, Calypso and Legends, located near a park and hiking trails. Most of my clients that move to Shadowridge, end up staying there, even when that means they need to downsize or get a larger home. The home for sale on Fairhope Loop has an open floor plan with 1699 s.f., 4 bedrooms and 3 baths. One, small bedroom/office is downstairs with a full bath next door. Upstairs this home for sale, is the master bedroom with a beautifully upgraded bathroom. (All the bathrooms are upgraded!) The shower stall in the master bath is extra large with dual shower heads. The large bright kitchen in this home for sale flows into the family room/informal dining area and features a fireplace at the end. Outside the kitchen and family room, a sliding glass door opens to the back patio and jacuzzi. On the other side, the fireplace opens into the formal dining area adjacent to the formal living area. Shadowridge is a great family community and retirement area. The high school at Rancho Buena Vista High, is within walking distance from this home for sale. Shopping, access to freeways, and Carlsbad, are all easily accessible from Shadowridge. This home for sale is a short sale and is priced from $310,000-$340,000 which is a bargain in Shadowridge! A professional negotiator with a great track record of success is assisting in the sale. To see more photos of the home, go to www.sherylbrown.com. Or for more information on short sales, go to www.shortsalesbysheryl.com.

Home for Sale - Oceanside, California

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Mon, 18 Jan 2010 13:09:03 -0800

Home for Sale - Oceanside, California MLS# 100002441 $399,500. Large, 2-story home for sale in the Mira Costa Estates minutes from the beach, close to shopping, and easy freeway access. With 2,398 s.f., 4 bedrooms, and 2.5 baths, you have plenty of room for the whole family. At the time of this posting, there is another home for sale in the same development, and the same model, that is on the market for a range of $449,000-$579,000. That's a minimum of $50,000 more than this one! This home for sale is a traditional sale - not a foreclosed home or a short sale! So you won't have the stress of waiting for lender approval or the cost of replacing dead lawns and old landscape, or taking care of repairs the lender won't take care of. Yes, this home for sale will move quickly! The seller has recently renovated the bathroom downstairs and the one upstairs, replaced the balcony deck off the master bedroom, put in new wood floor, and freshly painted the entire home. When you move into this home for sale on Carnegie Drive, you are close to great shopping, good schools, and you will have easy access to the beach and freeways. And being approximately 5 miles from the beach means when you buy this home for sale you get the best of both worlds - you can beat the coastal fog, enjoy the sunshine, and even the cool ocean breeze during the summer! You are a hop, skip and a jump to downtown Oceanside. This beachside community along Old Highway 101 is an eclectic mix of mom and pop stores, office buildings, water sports and surf shops, and older cafes. And then to contrast the old, you have the new 5-star Cohn Restaurant Group's, 333, with it's stunning views of the pier and ocean. The Oceanside Harbor, just north of downtown, is a quaint harbor with restaurants spotting the shore. Not to mention that downtown Oceanside is a town on the cusp of change with the new row homes and theatres coming in. You don't want to miss this home for sale in Oceanside! Call or email Sheryl Brown at 760.639.0696 or sheryl@sherylbrown.com. Or visit my website to search for more homes in Oceanside.

30-Day Escrow - Is it realistic in California?

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Wed, 18 Nov 2009 10:21:31 -0800

30-Day Escrow - Is it realistic in California? I just read a report put out by the California Association of Realtors in California regarding customer satisfaction with their lenders. In their report, they cited that J.D. Powers and Associates has identified an 18-point reduction in customer satisfaction in the past year. Why? Partially because a 30-day escrow may be a thing of the past - at least for awhile. The typical 30-day escrow is now taking nearly 47 days! Not good, especially when the buyer has penalties for late closure. I just wrote an offer a month ago, and put in a 45-day escrow, just in case we needed the extra time. I had just lived through a 30-day escrow that became 67 days - and that wasn't pretty. It was all due to delays in underwriting and approval. (See another blog on my experience with MetLife). Wouldn't you know it, we closed in less than the planned 30-day escrow . . . this time. So what were the factors that J.D. Powers was looking at when ranking customer satisfaction, beside closing on time? The other factors were the actual application process, the loan officer or mortgage broker, and the amount of contact the client had with the lender. The top 3 lenders, according to the results of the J.D. Powers research, were: Branch Banking and Trust Wachovia National City Mortgage and SunTrust Mortgage tied for third place Branch Banking and Trust scored especially high in the areas of the application or approval process and closing on time. So, if I have another client that needs a 30-day escrow, I personally, would recommend they consider Branch Banking and Trust.

Homes for Sale in Carlsbad, California - Market Information

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Mon, 16 Nov 2009 05:31:37 -0800

Homes for Sale in Carlsbad - Market Information November 2009! If you are wondering about the inventory of homes for sale in Carlsbad, the breakdown of availability in various price ranges, and how long they have been on the market - this report is for you! This market information is direct from the MLS, and it's important to bear in mind that the range value pricing can affect the results of this report on the homes for sale in Carlsbad. To begin with there are a total of 250 detached, single family (SFD) homes for sale in Carlsbad, as of November 16, 2009. The lowest priced home is on the market for $309,000 and the highest priced home is listed at $1.699M to $1.799M. Many of the lower priced homes in Carlsbad will be either manufactured homes or homes for people aged 55+. So at what price range are most of the homes for sale in Carlsbad found? No SFD homes were found under $300,000 9 homes were between $300,000-$399,000 and the average days on the market (DOM) was 69. 11 homes were between $400,000-$499,000 with the average DOM at 52 44 homes were between $500,000-$599,000 with the average DOM at 54 32 homes were between $600,000-$699,000 with the average DOM at 60 34 homes were between $700,000-$799,000 with the average DOM at 53 33 homes were between $800,000-$899,000 with the average DOM at 73 31 homes were between $900,000-$999,000 with the average DOM at 89 11 homes were between $1M-$1.099M with the average DOM at 72 11 homes were between $1.1M-$1.199M with the average DOM at 76 18 homes were between $1.2M-$1.299M with the average DOM at 165 8 homes were between $1.3M-$1.399 with the average DOM at 126 39 homes were over $1.4M with the average DOM at 160 So, of the homes for sale in Carlsbad, approximately 50% are available under $799,000, and the other 50% are over $800,000. As far as the days on market, it stays between 52-60 in the $400,000 to $799,000 bracket. And as we might expect, the homes for sale in Carlsbad over $1.2M are on the market the longest. Click here for more information on Carlsbad!

Price Reductions on Homes in Carlsbad

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Mon, 09 Nov 2009 05:34:38 -0800

Price Reductions on Homes in Carlsbad - where are they? As of today, November 9, 2009, there are 408 homes actively listed on the MLS in Carlsbad, CA - in the 92008, 92009, 92010,and 92011 zip code areas. Of those 408 homes, there were price reductions on homes in Carlsbad totalling 51 over the past 2 weeks - or that's 12.5% of the homes on the market. The number of price reductions on homes in Carlsbad varied by the price range they were in: 6 were reduced in the $300-399k range 4 were reduced in the $400-499k range 7 were reduced in the $500-599k range 8 were reduced in the $600-699k range 5 were reduced in the $799-799k range 6 were reduced in the $800-899k range 3 were reduced in the $900-999k range 7 were reduced that were over $1M So, it looks like the price reductions on homes in Carlsbad is pretty much happening across the board. So let's take a look at where the price reductions are happening. The price reductions on homes in Carlsbad seem to cluster in about 4 areas: East of Aviara, in La Costa Rancho Carrillo, Carlsbad East of El Camino Real and south of Cannon Spread out east of Carlsbad Village and east of the 5 So what does this all mean? Price reductions on homes in Carlsbad appear to be affecting all price categories, but there does seem to be some clustering of where those price changes are happening. If you have any questions, please go to my website to look at homes or contact me for more information on where the price reductions on homes in Carlsbad are happening.

Street Faire in Carlsbad, CA

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Sat, 31 Oct 2009 10:46:47 -0700

Street Faire in Carlsbad, CA will be held this year on Sunday, November 1st, from 8:00 am to 4:00 pm. When you go to this street fair, you will witness one of the country's largest - at the street faire in Carlsbad, CA. I would recommend that you plan plenty of time for parking. The side streets will be full for miles around the street faire in Carlsbad, CA. In fact, skip the hassle and try one of the shuttles. There are two this year, one located at the Coaster Station on Poinsettia and one on the corner of Sears in the El Camino Real Shopping Mall. They have about everything there, so bring some cash to buy and get great deals. It's a perfect time to get an early start on Holiday shopping. You will find everything from clothes, jewelry, art, home decorations, and there are even games and a section for kids. And be sure to go to the street faire in Carlsbad, CA hungry! There is plenty of food. Get there early enough (7 am) and you can start the day off with a pancake breakfast put on by the Kiwanis Club. Then things pick up with live bands and food stations everywhere. It's really a half-day experience. Don't try to go there in a rush. To get there, take the Carlsbad Village Drive off the I5, and go west. The faire runs north and south on Grand Ave, so you will bump right into it!

Home with a Guest House for Sale in Carlsbad, California

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Wed, 28 Oct 2009 10:04:44 -0700

Home with a Guest House for Sale in Carlsbad, California, on the market for $615,000! Need extra space for friends or relatives to stay when they visit you now that you live so close to the beach? No problem with this home with a guest house located in a park-like setting and walking distance to Carlsbad Village! Built in 1988, this remodeled home with a guest house for sale has 5 large bedrooms, 4 baths, with a bright, open floor plan of 2815 sf. The large, bright kitchen features granite counter tops and a breakfast bar. Floors are travertine tile. The master bedroom (a large 15x20 feet), has a private patio that provides a view of the surrounding hillsides. The master bath has also been remodeled with separate tub and shower. The backyard to this home with a guest house for sale is private with a park-like setting, and features a built-in BBQ and refrigerator, perfect for entertaining your friends and family. And the guest house - how many times would you like to have room for in-laws, friends, or even an office. The guest house has it's own, separate entry, so it's even possible to consider renting it out. And best of all, this home with a guest house for sale is walking distance to the Village of Carlsbad. There you will find ample shopping, restaurants, and one of the best family beaches in San Diego! Imagine shopping for fresh produce at one of the two Farmer's Markets held on Wednesdays and Saturdays. You are also freeway close to the I5, giving you easy access to other beach communities in San Diego. Carlsbad is known for it's great schools. So don't forget to check out the schools, if you have school-aged children. If you buy this home with a guest house for sale, you will be in the boundaries that will put your kids into Buena Vista Elementary, Valley Middle School, and Carlsbad High School. Don't miss out on this rare opportunity to find such a great value close to the best beaches in San Diego! For more information on homes in Carlsbad, go to (This is not a short sale or REO!) MLS #090056276

Duplex for Sale in Carlsbad, California - La Costa

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Fri, 23 Oct 2009 09:22:24 -0700

Duplex for Sale in Carlsbad, California - La Costa- Great for investor! 2 units for $699,000 ($349,500 each). Each features an open, spacious floorplan with 1,428 sq. ft. and 3 bedrooms/2 full baths, and each with an attached 2-car garage. Three skylights make the duplex open and well lit with natural sunlight and without using up electricity. Located at the top of a hill in La Costa, this duplex for sale commands great panoramic greenbelt views and expansive landscaping, and is nestled in an established and quiet neighborhood. One unit (new carpet in the fall of 2008) has 3 tenants that would like to remain and rent, currently paying $1,850/mo. The owner lives in the other unit, which had the carpet replaced in the spring of this year. The duplex for sale is being sold as is. The refrigerator, washer/dryer and satellite convey with the duplex and comes with central forced air conditioning. The duplex for sale is located just south of La Costa Blvd, in La Costa - minutes to the famous La Costa Resort and Spa and Four Seasons Aviara Resort! You are also minutes from the beach and close to terrific shopping, and restaurants, not to mention the quaint Village of Carlsbad, and LEGOLAND California! This all makes this duplex for sale in a very desireable area of Carlsbad! This duplex for sale is on lockbox and ready to show with 24 hour notice for the tenants. Come see before this is gone! MLS# 090050234

Home for sale in Carlsbad, California, Rancho Carrillo

Sheryl thomas (Keller Williams Carlsbad, Vista, Oceanside, DRE#01373090) — Fri, 23 Oct 2009 07:21:19 -0700

Home for sale in Carlsbad, California, Rancho Carrillo asking between $579,000 to $599,000! Looking for a home in Rancho Carrillo and want to move in quickly? Well, this home for sale may be yours! It's not a bank-owned or short sale, and it's owner can close quickly. Located at 3203 Rancho Quartillo, this home for sale boasts one the most popular floor plans with many upgrades, and sits on a large lot between .25 and .5 acres! The backyard is perfect for entertaining and mood-setting with it's waterfall pond. And there is plenty of room inside with 4 bedrooms, office/den and 3 baths with 2685 sq.ft. This home for sale is in Rancho Carrillo, is a highly desireable family/master planned community composed of 18 villages only minutes from the beach, Legoland, Outlet Malls, and Palomar Airport. Known for being family oriented, the community puts on events throughout the year and has a resort-like atmosphere at the Rancho Carrillo Swim Center and Clubhouse. This home for sale also boasts miles of maintained trails through the ranch and canyons for hiking and biking. Carlsbad is also well-known for the good schools in Carlsbad. Yes, there are home owner sociation fees to keep up the community and environment you will enjoy. They are $88/mo and there are Mello Roos fees of $220/mo. What are Mello Roos? It is a term for the fees paid by homeowners to repay debt on financing that was sought from the sale of bonds in order to create the infrastructure to support a new community. This began in 1982 in California and pertains mostly to newer developments. The home for sale here is subject to Mello Roos fees since it was built in the year 2000. Don't miss out on this home for sale in Rancho Carrillo! It won't last long. MLS# 090059167