realtors: Corner Lot Single Story Home In Antioch For Sale! - 08/09/19 12:14 PM
Listing Details
Corner Lot Single Story Home In Antioch For Sale
4415 Folsom Dr. Antioch CA, 94531
Price: $459,950
MLS number: 40877612
Bedrooms: 3
Bathrooms: 2
Square Footage: 1772
Call Broker Shonn at 925-754-1611 to see if this property is still available and arrange a showing.
 
Search Current inventory of Single Story Homes In Antioch For Sale
 
You Will Feel the Love Given To This Home As Soon As You Enter It's Airy One Owner Property!
You will love the spacious family room and dining area, new laminate wood style flooring and baseboards, fresh interior and exterior paint, new high-efficiency HVAC system, new lighting fixtures which includes LED recessed lights for additional energy saving … (2 comments)

realtors: What’s Your East County Home Worth? 3 questions about value-boosting home characteristics - 06/08/17 11:37 PM

Antioch, CA- Of the many questions we field from homeowners thinking of selling their homes, the most frequent starts with “What’s it worth?” Of course they’re referring to their home’s value, but even after that is determined, the “What’s it worth” questions continue. Following are three of the most common questions about items that may, or may not, add to a home’s value
What’s a view worth?We typically get this question from a homeowner who just found out that his home with a gorgeous view of Mt. Diablo is worth less than he thought. If two homes are identical and only one … (0 comments)

realtors: Antioch CA Short Sales: How To Get A Short Sale Lender To Waive A Deficiency - 01/04/13 02:18 AM
   
Antioch CA – The Stop Foreclosure Institute recently received a question from John. Here is John’s Question.
“I just received a full price offer on my house. My main concern is that I don’t get stuck having to pay off the deficiency. I have a first and 2nd with Chase and owe 270K on the home. The buyer’s loan is also with Chase.
How can I work this out so that I can walk away from this without owing any money? Is it even possible with such a large difference between what the house is worth and what … (1 comments)

realtors: Antioch CA Short Sales: I Have Mortgage Insurance. Won’t That Cover The Deficiency? - 01/03/13 03:48 PM
 
Antioch CA – The Stop Foreclosure Institute recently received a question from Max. Here is Max’s Question.
“If I pay mortgage insurance and default on my loan, wouldn’t that cover the deficiency amount? Max.”
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
Here is our answer to Max’s Question: Yes, the Mortgage Insurance should pay your lender for any loss. So that reduces the amount that your lender will lose on the short sale.
There are a couple of problems. Many Mortgage Insurance Companies have gone bankrupt. They can’t pay on their … (1 comments)

realtors: Why Lenders Approve Antioch CA Short Sales When A Borrower Is Current - 10/04/12 08:37 AM
   
Antioch CA – It sounds weird that a lender would approve a short sale when a homeowner is current on their payment. There is a logical reason that they do it. Let me explain.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
Let’s look at a person who owes more than their home is worth and moves for a job transfer. Their lender does not approve their short sale.
The lender tells them, “We granted the loan thinking you were a credit worthy borrower. We expect you to repay us every … (0 comments)

realtors: Strategic Default Or Antioch CA Short Sale. Which Is Better For You? - 10/02/12 07:59 AM
           
Antioch CA – If you are upside down, then you might be tempted to walk away. You’ll mail your keys to the lender and move out.
Before you move out, I have some important information to tell you. You should stay in the house for as long as possible.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
In fact, the average length of time you can live for free is 461 days. That number is a statistic I’ve seen lots of people throw around.
I just tried … (0 comments)

realtors: Who Actually Makes The Decision On Approving Or Denying A Antioch CA Short Sale? - 10/01/12 01:31 AM
   
Antioch CA – Is your loan with a large lender such as Wells Fargo or Bank of America? They usually don’t make the final decision on your short sale. Here is why.
In most cases, the lenders are working as a servicer. They are handling the loan for a third party (the actual owner of the loan.)
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
This third party owner can be a corporation, a pension fund, a wall street firm, or split up between thousands of different people.
Or the owner … (0 comments)

realtors: Antioch CA Short Sales: Don’t Stress Out Over Financial Problems - 09/27/12 09:10 AM
   
Antioch CA – If you are in financial trouble, then I’m sure you’re worried. Here are a few things I see people worry about that aren’t as bad as they think.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
Financial Worry #1: We could be forced to move out of our house at moment’s notice. If you own your house, then I have some good news.
Most lenders are taking 6-12 months to file foreclosure. The debt collectors don’t always tell you the truth. Many get paid bonuses based on how … (0 comments)

realtors: Will Missed Payments To Your Homeowner’s Association Affect The Short Sale Of Your Antioch CA Home? - 08/30/12 03:56 PM
 
Antioch CA – Many people don’t think they are eligible for a short sale because they have unpaid homeowner’s association dues. Don’t worry about paying them yourself.
When you short sale your home the association dues will be paid by your lender. Most of the time the amount owed to the homeowner’s association is a very small percentage of the overall sales price.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
Lenders know that a short sale will net them substantially more money than a foreclosure. I have an example in the … (0 comments)

realtors: Buying A Antioch CA Short Sale? Here’s How To Know If Your Offer Will Be Approved - 08/28/12 08:33 AM
 
Antioch CA – Buyers often contact me for advice on short sales. They are frustrated with the short sale process and want to know why their offer hasn’t been accepted.
“I made an offer on a short sale property six months ago. How come I haven’t received an answer yet?”, they ask me. Most people don’t know that it is fairly simple to determine if a short sale offer will be approved.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
You simply need to know what the lender’s guidelines are for approval. … (0 comments)

realtors: I Want To Buy A Antioch CA Short Sale Property. Why Is It So Difficult? - 08/03/12 01:52 AM
 
Antioch CA – The Stop Foreclosure Institute recently received a question from Daniel. Here was his question.
“I am trying to buy a short sale property. I put my offer on the property a few months ago. The property was priced about 50% lower than the other homes in the area.
The bank finally approved the short sale. However, they said that I have to pay the back taxes, unpaid homeowner’s association fees, and the seller’s closing fees.
I agreed to do that because the home was such a good deal. However, now that I’ve agreed to that the … (0 comments)

realtors: Be Careful What You Post On Face book When Trying To Short Sell Your Antioch CA Home - 08/01/12 02:46 AM
   
Antioch CA – Let’s say a friend owes you a thousand dollars. They come to you with a sob story about how they are broke and cannot afford to repay you.
“I am so broke that we are about to lose our car. And the electricity was turned off last month when we missed the payment. I can’t even afford diapers for our son”, they tell you.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
You tell them just to forget about the debt. “Don’t worry about paying me back. I … (1 comments)

realtors: Antioch CA Short Sale Question: Can I Short Sell My Home If I Have More Than One Mortgage? - 07/26/12 01:09 AM
 
Antioch CA – It is possible to sell your home if you have multiple mortgages. But, it can be difficult. This is something many short sale homeowners have to consider because they have multiple mortgage.
All the mortgages on the property will have to be satisfied before you can give clear title to the buyer. But the most important negotiation is the one which has to be made with the lenders; which will be two or three in case of multiple mortgages on your home.
Click here to discover how other sellers successfully did a short sale and avoided … (0 comments)

realtors: A Common Antioch CA Short Sale Myth: You Must Have Missed a Payment Before Your Lender Will Consider a Short Sale - 07/11/12 03:31 PM
Antioch CA – It is thought that lenders tend to permit short sales only when and if a borrower has missed a payment. This is not true. Lenders also take into account other hardships the borrower may be encountering such as a divorce, job transfer, relocation, etc.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
No lender will consider a short sale just because a borrower has missed a payment. The lender also looks at the borrower’s financial status including tax returns, budget, bills, income, etc.
After reviewing that documentation they decide whether or … (0 comments)

realtors: A Common Antioch CA Short Sale Myth: The Realtor Is Required To Submit All Offers to the Short Sale Lender - 07/09/12 04:36 PM
   
Antioch CA – Many people have misconceptions about a short sale and how it works. Many people think that the seller’s realtor and the seller are required to submit all offers to the short sale lender.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
It is the owner’s house. If they want to sell the house or not, then it is their decision. The only role of the lender is to approve or deny the short sale offer.
The lender is interested in getting the highest offer so they can reduce … (1 comments)

realtors: Will I Owe A Deficiency On A Antioch CA Short Sale If I Have An FHA Loan? - 05/03/12 04:30 PM
    Antioch CA – The next most common type of loan that does not usually have a deficiency is an FHA loan.
But, how do you determine whether or not you have an FHA loan?
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
Here is the best way that I have found to do this. Look up your mortgage on the public records in your county. You can usually access the public records online.
Just Google, “County, State Public Records.” For example, if we Google “Contra County County Public Records”, then you will … (1 comments)

realtors: A Common Antioch CA Short Sales: The Most Common Types Of Loan That Do Not Require A Deficiency - 05/02/12 12:03 AM
 
Antioch CA – OK, let’s talk about the most common types of loans that do not require a deficiency on a short sale. The first common loan type is a Fannie Mae or Freddie Mac loan.
I’ll call them Fannie & Freddie in this post. Freddie & Fannie are different quasi-governmental entities that own mortgages. For our conversation, they are very similar in the way they handle short sales.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
First, you need to find out if Fannie or Freddie own your loan.
Fannie Mae … (0 comments)

realtors: Worried About Owing Money After A Antioch CA Short Sale? - 04/30/12 03:08 PM
   
Antioch CA – We recently received an email from Joy. She was thinking about a short sale, but was worried about a deficiency.
Here is a sentence from her email: “We obviously want to get the price as close to fair market value as possible to eliminate or reduce any deficiency the bank may assess, but also want the house to move as quickly as possible.”
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
Here is the good news for Joy. In about 80-90% of all cases the homeowner is allowed … (0 comments)

realtors: Antioch CA Loan Modification Tips: How To Gain A Negotiating Edge Over Your Lender - 04/27/12 03:37 PM
   
Antioch CA – Thinking about a loan modification. If you can afford to, then order an appraisal. Or, do your own appraisal.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
Ask your realtor “Hey, what are houses in my area selling for?” I’ve seen people who bought a house for $500,000. Guess what’s it selling for today? $300,000.
If your house has had a 40% drop in value, then you shouldn’t be paying a mortgage payment based on a value of $500,000. You should be paying a mortgage payment based on … (0 comments)

realtors: Yes, I Do Think A Antioch CA Loan Modification Is The right Thing To Do - 04/26/12 02:56 PM
 
Antioch CA – I received a note the other day from Andrew. He was upset that I would tell people that are upside down on their house to ask for a principal reduction from their lender. Here was his email.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
“I saw your blog post about how the banks won’t approve principal reductions for people who are struggling financially.
You recommended that anyone upside down should short sale their house because that is the only way to get the amount they owe reduced.
These … (0 comments)