freddie mac: Buying a House with a Small Down Payment? It CAN Be Done! - 12/19/13 12:49 AM
Buying a House with a Small Down Payment? It CAN Be Done! Joseph Christopher, Yahoo Contributor Network With the mortgage industry collapse, lending has tightened up to level we haven’t seen since the 1980′s. Gone are the proliferation of no money down mortgages, and for good reason, but that does not mean that the average buyer cannot buy a property with little or no money down. Here’s how:FHA
This is an old standby. FHA loans require the buyer to only put 3% down. Compared to the average conforming loan down payment requirement of 20%, this is an easy choice. Do remember that FHA … (1 comments)

freddie mac: 2014 Housing Recovery and the end of Short Sales? Nah, fellas - 09/26/13 02:30 AM
Short Sale Road Rules: 2014 Short Sale Outlook
By Joseph Alfe
Lately, there has been much made of the current “housing recovery,” with many thinking that the market turn around has begun and that the end is near for short sales.  I could not disagree more, and here’s why:
Has the market recovered?
According to Steve Berkowitz, CEO of Move, Inc., which operates®, “Where we have seen significant volatility in many markets — including double-digit declines in inventories as well as increases in median price for both yearly and monthly views — we are now looking at … (2 comments)

Joseph  Alfe (Short Sale Processing Inc.)

Joseph Alfe

Chicago, IL

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Short Sale Processing Inc.

Address: Chicago, IL, 60646

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A place where Real Estate professionals can talk about short sale successes, failures, and strategy. If we all work together, we can navigate this complex, ever changing, and unprecedented market.




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