Rain Silverhawk 208-610-0011 Sandpoint Idaho Real Estate www.northidahosandpoint.com

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Real Estate Agent - Keller Williams Sandpoint rain@lakeandhomes.com - SP36782
North Idaho Realtor serving Sandpoint, Clark Fork, Hope, Naples, Bonners Ferry, Sagle, Cocolalla, Priest River, Laclede, Spirit Lake and more. Web design, SEO, computer graphics, photography, fine art prints, gemstones and lapidary



Federal Housing Finance Agency announced that they were revising the Homeowners Affordable Refinance Program (HARP).   HARP was created in 2009 to help borrowers whose loans were backed by Fannie Mae, Freddie Mac, but did not have enough equity to refinance. The original HARP fell short of expect...
Hi I work short sales all the time and I usually encourage my clients to keep up with the payments the best that they can.  Even if that means making partial payments.  About half of my short sales are negotiated with the clients current on their loan.  They take alot less of a hit on their credi...
      Short Sale Agent Update:Changes to HAFA Program*                         On Aug. 9, the U.S. Department of the Treasury released Supplemental Directive 11-08: Home Affordable Foreclosure Alternatives Program (HAFA) - Policy Update containing updates to the program. Bank of America fully im...
The answer is no, PLEASE DON'T!  Interview a few agents and then when you find an agent you feel comfortable and you feel will work hard for you then stick with them.  Did you know that any agent in the mls, in the area that you are looking in can show you a house.  They will all have access to t...
I ran across a group here on activerain entitled Never answer the same question twice.  The idea behind the group is to post common questions and answer them where anyone can come by and get the answer.  What a great idea, I answer the same questions over and over again constantly.  So in my blog...
One of the first things that I tell my clients when they are looking at real estate is DONT buy a new car, boat, furniture etc.  It is heartbreaking and expensive to go all the way through an escrow only to be denied because you have incurred too much debt or do not have enough savings. Many new ...
I was just working on one of my website designs and would like to invite you to see the wonderful works of local artist David Scherb.  Most of the original landscape oil paintings reflect scenes in the mountains and valleys of the Northwest, in particular Washington and Idaho. Paintings of lakes...
  Best Deals     Looking for the best deal on the market? This page is to you those properties that I think are the best deals on the market. The homes that appear here may be for sale by owner , bank owned or another agents listing. If you are interested in one of these listings please send me a...
    Ok switching hats here to the other job.  Sam and I have been busy in the shop and just posted this weeks gemstones and it is a big group.  http://www.samsilverhawk.com/gems1.html For those of you that are into the lapidary arts, come on by.   Parrot wing jasper Item 1016 parPrice $32.00 SOLD...
The real estate market has been booming in North Idaho and I have been in whirlwind of home sales in the last few months.  The only problem is we are running out of homes to show buyers.  I currently have a few sets of buyers that need to find a home in Sagle or Sandpoint for under $180,000. We h...

Rain Silverhawk

208-610-0011 Sandpoint Idaho Real Estate Realtor
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