JoAnn Moore's (simplyhomeloans) Blog

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Mortgage and Lending - The Mortgage Market of Delaware
RECENT BLOG POSTS
Funds Available for Sussex County Home Buyers SUSSEX County Council’s Housing Trust Fund is helping home buyers with funding their down payments and/or closing costs. These funds are offered at zero interest. If the home buyer lives in the home for ten years the note is considered satisfied. The ...
05/24/2022
How to Prepare for a Home Loan First, decide on a good place to keep all of the information; a file folder, box or on your computer. Just make sure you can access it once you are ready to start looking for a home. Have a soft pull of your credit done to find out if there are any errors. Look it o...
04/26/2022
Celebrate MomThis Mother’s Day, why not do something special and unexpected?Schedule a session with Mom and the Kids, Multiple Generations, or Just Mom! Mom will have a lasting memory of her special day and a gift your family will cherish for years to come.Schedule your photo session or purchase ...
04/22/2022
 Living Large with a Lower PaymentYes, that’s right. You can purchase or refinance the home of your dreams and pay interest only for 10 years. You can choose to refinance at the 10 year mark, sell the home, or start paying the principal and interest payments for the remaining 20 years. The beauty...
02/04/2022
Not Your Everyday Home Loans-Opportunities for Self employed, passive Income Earners, and Investment Property OwnersIf you are paid with 1099 income, are self employed, have passive income or own investment homes, there are loans specifically for your situation. A lot of people think that a borro...
10/22/2021
Home Loans for Self Employed and 1099 Income BorrowersIf you are paid with 1099 income or are self employed and don’t qualify for a Conventional, FHA or VA home loans, don’t give up. There are loan product options for outside the normal, everyday W-2 income earners.1099- For borrowers paid with c...
08/13/2021
Jumbo Home Loans are Back in DelawareLenders are back to offering jumbo home loans. Jumbo loans are loan amounts over the conforming loan limit of $548,250. This is great news for many home owners and home buyers. Tthe down payment is lower than what you would traditionally need for a jumbo. Loan...
03/24/2021
 Veteran Home Loans in DelawareDelaware is home to many Veterans and Active Duty Military Personel. The Veterans Administration created the VA Home Loan to best serve their service members. The loan guidelines are somewhat more relaxed than other loan products.The no down payment is the biggest b...
08/20/2020
   All About USDA Home Loans in DelawareHow to Purchase a Home in Delaware with a USDA home loan.There are many good reasons to choose a USDA home loan. The most appealing is that you do not need to have a down payment. The loan covers the entire purchase price of the home. Also, the seller can p...
05/04/2020
How to Purchase or Refinance a Class C Doublewide in Delaware There are several loan programs to cover the purchase of a Class C Doublewide manufactured home. In this article I am detailing the FHA loan. With this program you can purchase with a 3 ½% down payment. A rate/term refinance can be don...
09/25/2018
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JoAnn Moore

Home Loans in Delaware
local_phone(302) 855-1306
smartphone(302) 236-1229
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