Here’s how it works: Your personal credit rating, largely, determines what loans you will qualify for and the interest you’ll pay. Credit ratings are not based on mathematical formulas. Instead, credit rating agencies use their judgment and experience in determining likelihood of default. Check these sites to help you find out where your credit score stands, how to fix credit problems or improve your score and tips for your credit future. Click the Blue Writing to visit each tip site.
• Fair Isaac Corp. (FICO)-- calculates credit scores determined by consumer-reporting agencies Equifax, … (2 comments)
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