stephanie leon: Make Us An Offer... Condo For Sale $44,900 Plantation, FL - 06/27/13 10:34 AM
1681 NW 70TH AV # 218 Plantation FL 33313 Condo For Sale by Stephanie Leon

stephanie leon: Interest rates on the rise time for Miami sellers to get off the fence - 06/27/13 09:13 AM
Now is a great time to Buy or Sell. Contact us today for your Miami-Dade, Florida real estate needs.
The Miami housing market has limited inventory of homes for sale. Which puts home Sellers in the in the best position in the last several years.  Not to mention that appraisal values have actually caught up and no longer coming back for less.
Lawrence Yun, NAR chief economist, said there may be a fence-jumping effect.  “Even with limited choices, it appears some of the rise in contract signings could be from buyers wanting to take advantage of current affordability conditions before mortgage … (0 comments)

stephanie leon: Why Hire a Professional Real Estate Agent... - 06/24/13 03:25 PM
A qualified, competent real estate agent will help you navigate the myriad of decisions that arise when buying and selling a home. An agent provides value to the homeowner in many ways: 
Pays for all marketing and advertising costs. Adds experience and expertise in all aspects of the sales process including marketing, financing, negotiations and more.  Handles all showings. Brings a network of known, trusted real estate professionals. If your agent doesn't have the answer, he or she likely knows someone who does. Always has your interests in mind so you always have someone on your side. Can handle and advise on … (1 comments)

stephanie leon: Failure to shop around for a mortgage can cost buyers $$$$$.... - 11/28/12 09:35 AM
Survey: Borrowers Fail to Shop Around for Mortgages Daily Real Estate News | Wednesday, November 28, 2012 More borrowers could be able to snag a lower mortgage rate -- and save lots more money on their mortgage costs -- if they would shop around, according to recent data from Fannie Mae’s November National Housing Survey. By not shopping around for a mortgage, borrowers often end up paying $1,000 or more in closing costs and may not get the lowest mortgage rate that could unlock savings for the life of the loan, according to the survey.
The survey showed that nearly half … (2 comments)

stephanie leon: Tactic’s to winning a multiple offer situations. - 10/10/12 11:40 AM
Tactic’s to winning the multiple offer situations, when your buyer cannot compete on price.
Today’s market is very complex and the first-time home buyer keeps losing out to investors. 
For a cash buyer: If I am working with a cash buyer I find out upfront how much capital he has to invest in the property. Then I pull REO (foreclosure) comps in his market area to get the Sale Price to List Price % and then work his budget into the equation. This way he would be making offers on properties that he can compete with … (0 comments)

stephanie leon: 2012 Pumpkin Patch In Miami Lakes, FL - 10/09/12 02:22 PM

Guess what?  It is that time of the year again, for the 2012 Miami Lakes Pumpkin Patch.
Pumpkin Patch Opens:  October 5 - 31, 10:00 am - 9:00 pm
Where: Miami Lakes United Methodist Church
          14800 NW 67th AVE          Miami Lakes, FL          Florida 33014
Two and a half truckloads of pumpkins are coming this year!  
The truck containing over 2000 pumpkins of all sizes and the pumpkins weigh over 43,000 lbs has arrived and the second truck will be on Friday, 10/12/12 at 4pm and another on 10/22/12 at 4pm the whole community is welcome to join in an … (0 comments)

stephanie leon: Good News For Home Owners.... - 09/14/12 12:15 AM
I came across this article and wanted to share with all Home Owners..
More Home Owners Lifted From Underwater Daily Real Estate News | Thursday, September 13, 2012   As values rise, more home owners are finding equity in their houses again, surfacing after being underwater on their mortgage for the past few years, according to the latest data from CoreLogic.
In the second quarter, 10.8 million, or 22.3 percent, of home owners owed more on their mortgage than their house is currently worth, which is down from 11.4 million — or 23.7 percent — in the first … (3 comments)

stephanie leon: Short Sale Questions and Answers - 09/13/12 12:14 PM
What is a short sale?
A short sale is the sale of real estate (property) where the amount of the sale is less than the amount owed by the borrower to their lender. This is an alternative to foreclosure.
Most lenders will require to be considered for a short sale the borrower to show a type of hardship. Examples of a hardship loss of income, divorce, unemployment, medical illness, etc
Some lenders now will consider you for a short sale if you are not in default; if you can prove you can no longer pay the loan and will soon … (1 comments)

stephanie leon: Behind On Your Mortgage? Time is running out for Short Sale Laws - 08/21/12 10:50 AM

Are you Struggling to pay your home loan each month?
Do you need to sale but your loan is for more then what the home is worth?
Are you in Foreclosure?
If you answered yes to any of the questions above contact me for a private confidential interview.

As a property owner you have options. I can Help you avoid the financial pain and headache of Foreclosure. Short Sale laws favoring the homeowner are about to expire 12/31/2012. In order to close a short sale by the deadline, Now is the time to take … (1 comments)

stephanie leon: Recent Experience With A Bank of America Short Sale - 05/16/12 03:12 PM
Short Sale Do Close Quick...
A recent experience with a Bank of America Short Sale and I just wanted to share. The Short Sale listed in Dec 7 2011 and on Dec 12, 2011 just 5 days active on the market before going under contract. Documents were gathered and the package was sent out within the first 30 days of listing. The lender reviewed the file and then within 32 days from the date the lender received the package it was approved and ready to close. The whole Short Sale process has completed and the property was sold with the … (1 comments)

stephanie leon: States With The Highest Home Appreciation - 05/15/12 11:57 PM
I just wanted to share this article I read... This is great news for Florida and 4 other states.
Low inventories are starting to lift home prices with Fla. seeing 4.5% gain; Wyoming No. 1 with 5.9%
Fla. in top five for home price appreciation
NEW YORK – May 10, 2012 – Tighter housing inventories are starting to lift home prices, says Anand Nallathambi, CoreLogic’s CEO.CoreLogic’s latest home price index, which includes distressed sales, shows a slight month-over-month nationwide increase of 0.6 percent in home prices from February to March. But some markets are seeing much more of a … (2 comments)

stephanie leon: Need Advice To Find & Fix Your Credit Score - 05/14/12 04:13 PM

Then look NO further!
Here’s how it works: Your personal credit rating, largely, determines what loans you will qualify for and the interest you’ll pay. Credit ratings are not based on mathematical formulas. Instead, credit rating agencies use their judgment and experience in determining likelihood of default.
Check these sites to help you find out where your credit score stands, how to fix credit problems or improve your score and tips for your credit future. Click the Blue Writing to visit each tip site.
• Fair Isaac Corp. (FICO)-- calculates credit scores determined by consumer-reporting agencies Equifax, … (2 comments)

stephanie leon: Get Current Mortgage Rates Plus More Stats Here ... - 05/13/12 12:24 PM
Current Rates
This Week vs Last Week Comparison Chart

Mortgage Rates History Charts
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stephanie leon: Happy Mother's Day! You Earned It! - 05/12/12 02:00 PM


stephanie leon: Who Is Buying In Broward County FL? - 04/02/12 02:11 PM
Closed Sales for March 2012
Broward County:                                                  Type of Buyers:
    Property Type                           Closed Sales         Cash       Conv         FHA             VA           Other
Click below to view the property details for closed sales.
Single Family  Cash Closed Sales
Single Family  All Other Closed Sales
Condo/Townhomes/Villas  Cash Closed Sales
Condo/Townhomes/Villas  All Other Closed Sales
                         Thinking of Selling ?
Then, contact me for you FREE market analysis.
 Click here to make your NO OBLIGATION request.

stephanie leon: Who is Buying? A Closed Sale Report For Miami-Dade County. - 03/29/12 12:12 PM
Closed Sales Feb 2012
   Miami-Dade County                                                        Type of Buyers
Thinking of Selling?
Then, contact me for you FREE market analysis.
Click here to make your No obligation request.

stephanie leon: Who is responsible for CODE VIOLATIONS? - 03/27/12 10:42 AM
Code violations with no liens placed against the property are not a title issue and therefore a home can be purchased with code violations, leaving the Buyer responsible to cure the violation.
It is the buyers’ responsibility to do their own homework when buying a home.
In today’s online world it is not that hard as most major cities have a website where you can check code violations based on a simple address check.
Also, just because a home has no recorded violations you still are not in the clear. For the buyers best protection they should … (1 comments)

stephanie leon: Home Prices Finally Reached Bottom? - 03/23/12 04:47 AM
I came across this article today and just wanted to share it...
Have Home Prices Finally Reached Bottom? Daily Real Estate News | Friday, March 23, 2012 “Prices are bottoming now,” according to a Bank of America Merrill Lynch forecast, released this week. 
In the fall, the analysts had predicted home prices would drop by 8 percent from the second quarter of 2011 through the first quarter of 2013 — but now they’re revising that forecast, realizing the housing market is stabilizing faster than they originally thought. 
The analysts now predict that prices will remain flat for the next two … (0 comments)

stephanie leon: Mortgage Rates Stay Low This Week Ending March 16, 2012 - 03/19/12 02:32 PM
The 30-year fixed-rate mortgage, stays below 4 percent for the past 15 weeks and AFFORDABILITY is High. Freddie Mac reports.
Here’s the scoop on mortgage rates for the week ending March 16:
30-year fixed-rate mortgages: averaged 3.92 percent, with an average 0.8 point, inching up from last week’s 3.88 percent average (which was only 0.01 percent above an all-time record low). A year ago at this time, 30-year rates averaged 4.76 percent.  15-year fixed-rate mortgages: averaged 3.16 percent, with an average 0.8 point, climbing from last week’s record reaching 3.13 percent average. Last year at this time, 15-year rates averaged 3.97 percent.  … (1 comments)

stephanie leon: Short Sales are Getting SHORTER.. Horary!!! - 03/19/12 02:10 PM
Just in New Short Sale Deadlines go into effect.
As part of a settlement with state attorneys general, the five largest mortgage servicers are adopting new requirements for short sales, which is expected to speed-up what has been known as a lengthy process.
Here’s a glimpse at the new new requirements for servicers under the settlement: 
·        Servicers must provide borrowers with a decision within 30 days after receiving a short sale package request. 
·        Servicer’s will be required to notify a borrower, also within 30 days, if any necessary documents are missing to process the short sale request. 

Stephanie Leon  | Miami Lakes Realtor®, Turning For Sale Into SOLD!  (Realty Empire Incorporated)

Stephanie Leon | Miami Lakes Realtor®

Turning For Sale Into SOLD!

Miami Lakes, FL

More about me…

Realty Empire Incorporated

Address: 6625 Miami Lakes Drive, Suite 339, Miami Lakes, FL, 33014

Office: (786) 664-7710

Email Me

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