Bay Area Mortgage Blog
Small, easy to read mortgage tidbits from a California lender take you from application to approval in 300 words or less.
ARCHIVED BLOG POSTS
2009
This 12 pound zucchini monster is shown next to my blackberry for a size comparison. Garden trophy? For some reason, my friends find the shape of this zucchini to be extremely funny.
07/29/2009
Today I got an e-mail asking me this: Are mortgage brokers going to survive this economic meltdown? My answer is YES, and it comes from my experience as an AUTO BROKER. Over the last 25 years , franchised auto dealerships here in California have done everything in their power to get rid of auto ...
07/28/2009
There are are few opportunities left anywhere in California to live right on a lake, but now, thanks to a real estate market focused away from second homes, a rare opportunity exists to own a Lake Tulloch waterfront property. If you ever wanted to live on a lake, don't let this opportunity disapp...
07/23/2009
Orange clouds over the redwoods at 6AM Blushing orange: The first tomato from the garden The one and only orange sunflower (among the yellows). Papaya squash, orange and ready to pick Pictures taken by Janet Guilbault, Mortgage Banker/Broker Based Out of t...
07/22/2009
There was always a reason I couldn't go to INMAN CONNECT . From the very moment 2 years ago when Brad Andersohn told me about it, I wanted to go in the worst way. I am the dork that you always see at these events, on the front row, taking notes, asking questions, and ready for endless discussion....
07/21/2009
182
Comments
Since HVCC reared its ugly head, I have one less job to do as a mortgage person. I don't need to CANNOT order appraisals. You see, I am forbidden from talking to appraisers (obviously my amazing ability to brainwash appraisers coupled with my ruthless quest for a commission render me completely i...
07/18/2009
Recently, a featured post told the story of an agent who decided to "SAVE" a real estate sale because the lender refused to allow a $7000 credit. He believed it was okay to exchange some funds under the table to solve this problem. Ha! We knew better over here at ActiveRain. Just those words "und...
07/16/2009
The first sunflower bloom...and a beetle. Too Many Peaches Wine After Picking Peppers Morning glory at 7AM Written by Janet Guilbault, Mortgage Banker/Broker Based Out of the San Francisco Bay Area
07/15/2009
10
Comments
After reading Lenn's featured post offering ideas on HOW TO GET A FEATURED POST....I would like to turn things upside down: Ask not what the members can do to appeal to THOSE THAT SELECT FEATURES. Ask those that select the features what they can do to PROMOTE more features among the members. I a...
07/12/2009
Because I am in the trenches of mortgage madness daily, let me just tell it like it is: Getting a mortgage these days is NOT A PLEASANT THING. Why is this? Because quite honestly, BANKS ARE NOT A PLEASANT THING. They are woefully understaffed:"get in line, we'll get to you when we get to you" is ...
07/09/2009
Rainmaker
184,178
184,178
Janet Guilbault
San Francisco Bay Area Direct Mortgage Lender